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4.018% APR*
3.311% APR*
3.87% APR*

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Latest news on loanDepot and current articles on the topics affecting the mortgage lending intdustry.

In the News

What it takes to borrow against home equity

Yahoo! Finance - July 14, 2014

Breaking into the home equity nest egg is becoming a very real possibility for more Americans as home prices rise.

Why banks prefer boomers to millennials

MarketWatch - July 12, 2014

An analysis from loanDepot, a private nonbank lender, says that the median age for borrowers of its home-purchase loans of more than $417,000 was 38½ years old in this year’s second quarter, down from a median age of 41 in the same quarter last year. During the last three months of 2011, the median age was a long-in-the-tooth 49½.

Big borrowers get younger, but banks still want boomers

MSN Real Estate - July 12, 2014

High-end borrowers are looking younger these days.

The Youth Movement

The Wall Street Journal - July 11, 2014

Younger borrowers are entering the market for large mortgages, but jumbo lenders still depend on baby boomers.

Chargers GM Tom Telesco deals for Rancho Santa Fe Estate

Los Angeles Times - July 7, 2014

Tom Telesco, the general manager of the San Diego Chargers, has made an upgrade of his own this NFL offseason, purchasing an estate in Rancho Santa Fe for $2.26 million.

Kyle Richards buys desert retreat for $2.35 million

Los Angeles Times blog - July 2, 2014

Kyle Richards of “The Real Housewives of Beverly Hills” and her husband, luxury real estate agent Mauricio Umansky, have bought a getaway in La Quinta for $2.35 million.

2nd Quarter 2014

MarketWatch: What First-Time Homebuyers Are Willing to Do to Scrape
Up Down Payments

MoneyNews - June 25, 2014

Many first-time homebuyers are willing to make notable sacrifices to come up with a down payment — something that's becoming increasingly difficult to do.

Student Debt Takes a Toll on Some Home Buyers

Wall Street Journal - June 20, 2014

Homeownership among Americans under age 35 hit the lowest level on record earlier this year, just as indebtedness among college grads notched a new high.

Wells Fargo Rethinks ‘Interest-Only’ Home-Equity Loans

Wall Street Journal - June 2, 2014

Wells Fargo & Co., the nation's largest mortgage lender, is sharply curbing its offerings of "interest only" home-equity lines of credit, in what could presage a larger shift by the lending industry.

Compliance: More Than Just a Department…a Way of Doing Business

National Mortgage Professional - May 28, 2014

As the regulatory landscape changes, the concept of compliance has broadened.

Why the housing market may bounce back

MarketWatch - May 23, 2014

She chose her words carefully, but in her own way Federal Reserve Chairwoman Janet Yellen recently rang an alarm about the housing market.

4 Tips to Surviving the Mortgage Approval Process

Fox Business - May 14, 2014

Your credit score plays a major role in the mortgage approval process, but it’s not the only factor.

Many Overestimate Difficulty of Getting Loans - May 12, 2014

Tight credit can be a challenge when it comes to buying a home, but it appears that many people are making it more difficult than it needs to be.

Qualifying quandary: The fear that keeps people from buying homes

The Examiner - May 12, 2012

A new study finds that close to half of potential home buyers are so afraid they will not qualify for a mortgage that they do not even try.

Mortgage may be easier to get than potential home buyers believe

Los Angeles Times - April 27, 2014

Are you on the home-buying sidelines this spring because you think you won't be able to qualify for a mortgage?

Demand for home loans plunges

Yahoo! Finance - April 25, 2014

Mortgage lending declined to the lowest level in 14 years in the first quarter as homeowners pulled back sharply from refinancing and house hunters showed little appetite for new loans, the latest sign of how rising interest rates have dented the housing recovery.

What Type of Mortgage Do You Need?

Fox Business - April 23, 2014

When it comes to finding a mortgage, it’s not a one-size fits all situation.

World Renowned Developer Gerald Hines to Address NAREE’s June
‘Uptown Energy’ Real Estate Journalism Conference in Houston

Inman News - April 15, 2014

Journalists from around the country will travel to Houston in June to learn about issues affecting housing markets, online residential real estate marketing, and sustainability and real estate design at the annual conference of the National Association of Real Estate Editors

Status Update: “On the Move;”

Orange County Register - April 9, 2014

David Norris is now president and chief operating officer at LoanDepot LLC, a Foothill Ranch mortgage lender

loanDepot Appoints David Norris As President And Chief Operating Officer

Reuters US News - April 7, 2014

loanDepot, LLC, the nation's third largest privately-held independent retail mortgage lender and operator of and imortgage, today announced David Norris will join the company in the position of president and chief operating officer.

1st Quarter 2014

Six questions to ask before a refinance

Herald & Review - March 17, 2014

A home mortgage refinance may sound like a good idea in theory, but it’s not always possible or desirable.

Fallout From Refinancing

New York Times - March 13, 2014

Homeowners who refinanced when fixed mortgage rates dropped below 4 percent will be less inclined to put their homes on the market as interest rates climb.

An Online Lending Executive Expands His Reach

National Mortgage News - January 3, 2014

Originators who work for Anthony Hsieh’s company will be fired if they fail to answer a customer email the same day they received it.


New Mortgage Rules May Mean Less Choice

CNNMoney - December 4, 2013

New rules launching early next year designed to make mortgages safer may result in less choice for borrowers.

Smaller Mortgage Lenders Lead Field

The Wall Street Journal - December 3, 2013

Big banks have been retrenching from the mortgage business recently, leaving smaller players to pick up larger chunks of business.

Initial Claims, Mortgage Rates and Retail Sales

The Street - November 11, 2013

Video - "The Street's" Nicole Urken interviews loanDepot CEO Anthony Hsieh

Interview with Anthony Hsieh

Taking Stock - November 11, 2013

Audio - "Taking Stock" with Pimm Fox and Carol Massar interview loanDepot CEO Anthony Hsieh

Shrinking Lenders in Mortgage Hub Cut Into Recovery: Real Estate

Bloomberg - October 22, 2013, which Hsieh started in early 2010, is his third mortgage-related business. In 2002 he founded Home Loan Center Inc., which was later sold to LendingTree LLC, and in 1994 started LoansDirect.

HARP Refinance Demand Shoots Up Due to Drop in Mortgage Rates

Eastern Morning Herald - October 17, 2013

Separately, a recent survey by loanDepot revealed that slightly more than half of HARP borrowers (51%) were rejected at least once by their lenders before being able to refinance their home loans.

Falling Rates Boost HARP-refi Demand

Housing Wire - October 15, 2013

"Requirements have changed, making it possible for loanDepot to give financial relief to more homeowners. If a homeowner is current on their mortgage payments, and the loan is owned by Fannie Mae or Freddie Mac, help is available," Svinth added.

What our customers are saying

I just had my loan approved today and I am extremely happy with the service I received during the entire process. Both the Account manager (Steve) and Mortgage Banker (Jessie) were very helpful and returned my calls and emails promptly. I am very happy I chose LoanDepot even though I did not know much about them in the past. I will definitely recommend LoanDepot to my friends and colleagues.

Mehregan N. gave loanDepot

via loanDepot reviews at

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Rate Assumptions

* Rate displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.Please contact one of our Mortgage Bankers at 1-888-337-6888 for a customized rate and payment quote.

**Refinancing within the 60 month period is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period illegal. For example, waiting until after the 12th month, but before the 60th month may be required. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested, and will be quoted the interest rates in effect at the time of your next refinance.

loanDepot is a direct mortgage lender offering access to current mortgage rates on residential home loans with a selection of mortgage programs including: refinance mortgages, adjustable and fixed rate mortgages, HARP loans, Jumbo, VA and FHA loans. Licensed in all 50 states, loanDepot is an approved seller/servicer to Fannie Mae, Freddie Mac and Ginnie Mae, providing online mortgage loans for refinancing and home purchase. We are committed to delivering accurate lending information, competitive mortgage interest rates, easy loan processing and best in class home loan financing.

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