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loanDepot in the news

Latest news on loanDepot and current articles on the topics affecting the mortgage lending industry.

  • Most Recent
    • Refinery29

      The Real Cost Of TV Apartments — And Who Could Actually Afford Them

      Refinery 29 - September 12, 2014

      TV isn't supposed to be real life. We know that. But, sometimes we see an apartment or sprawling pad in a series that just seems wildly unrealistic for the salaries the characters make.

    • Market Watch

      Is the mortgage credit box finally getting bigger?

      MarketWatch - October 23, 2014

      This week saw a blizzard of planned federal government agency and GSE reforms designed, at least in theory, to increase credit availability, (ie. “the credit box”) that has been plaguing lending at the conforming level (loans under $417,000). While interagency cooperation and coordination in Washington is typically as rare as the Kansas City Royals making the World Series, there was more than enough activity in a three-day period to make it mere coincidence.

    • loanDepot and Origination News

      Many Millennials Planning to Become Homeowners by 2020

      Origination News – October 22, 2014

      A significant number of millennials aspire to become homeowners within the next five years, according to a recent survey, despite income and student debt burdens.

    • Market Watch

      Worries about student-loan debt undercutting homeownership

      MarketWatch – October 22, 2014

      Nearly half of those with student loan debt — 49% of them, to be exact — say that the debt they accrued to pay for their studies is now an obstacle to buying a home, according to a new survey from NeighborWorks America.

    • Market Watch

      30-year mortgage back below 4%, but for how long?

      MarketWatch – October 10, 2014

      Borrowers who thought they’d seen the last of 30-year fixed mortgages with interest rates below 4% got a pleasant surprise this week, as stock market selloffs, fears of another world-wide economic slowdown, and perhaps an Ebola scare helped drive down mortgage rates to their lowest levels in more than a year.

    • Real Estate Economy Watch

      Bernanke Rebuffed

      Real Estate Economy Watch – October 4, 2014

      Former Federal Reserve Board Chairman Ben Bernanke found out the hard way what millions of average American families are dealing with. Speaking at a recent conference in Chicago, Bernanke said that the lending standards are so tight that he was unable to refinance his own home loan recently.

  • 3rd Quarter 2014
    • loanDepot and The Washington Post

      Housing recovery missing key group: young first-time buyers

      The Washington Post - September 12, 2014

      Although the return of stability to the housing market has helped lift many underwater homeowners back into positive home equity and encouraged other owners to move up to larger or more costly homes, the recovery lacks the robust participation of one important group: young first-time buyers.

    • loanDepot and Forbes

      How Student Loan Debt is Affecting Home Ownership

      Forbes - September 6, 2014

      The quintessential American dream may include graduating college, getting a job and eventually buying a home. However, the increasing cost of student loan debt may be altering that trajectory for many millennials.

    • loanDepot and Origination News

      loanDepot to Expand Consumer Lending Operations

      Origination News - September 4, 2014

      Nonbank mortgage lender LoanDepot is preparing to step into new consumer lending territory in early 2015 when it will start offering personal loans.

    • Nonbank Mortgage Lenders Bounce Back

      The Wall Street Journal - August 27, 2014

      As some banks retreat from the home-loan market, specialized mortgage companies are stepping in to fill the void.

    • FOX Business

      What Happens if Millennials Never Enter the Housing Market?

      Fox Business - August 14, 2014

      Millennials’ supposed lack of interest of becoming homeowners is often blamed for the market’s slowing recovery, but some experts say the generation shouldn’t shoulder all of the fault.

    • The Wall Street Journal

      How Student Loans Are Shaping Mortgage Approvals

      The Wall Street Journal - August 5, 2014

      One of the biggest fears today in the real-estate industry goes something like this: Rising student debt is going to freeze millennials out of the housing market.

    • What it takes to borrow against home equity

      Yahoo! Finance - July 14, 2014

      Breaking into the home equity nest egg is becoming a very real possibility for more Americans as home prices rise.

    • Why banks prefer boomers to millennials

      MarketWatch - July 12, 2014

      An analysis from loanDepot, a private nonbank lender, says that the median age for borrowers of its home-purchase loans of more than $417,000 was 38½ years old in this year’s second quarter, down from a median age of 41 in the same quarter last year. During the last three months of 2011, the median age was a long-in-the-tooth 49½.

    • Big borrowers get younger, but banks still want boomers

      MSN Real Estate - July 12, 2014

      High-end borrowers are looking younger these days.

    • The Youth Movement

      The Wall Street Journal - July 11, 2014

      Younger borrowers are entering the market for large mortgages, but jumbo lenders still depend on baby boomers.

    • Chargers GM Tom Telesco deals for Rancho Santa Fe Estate

      Los Angeles Times - July 7, 2014

      Tom Telesco, the general manager of the San Diego Chargers, has made an upgrade of his own this NFL offseason, purchasing an estate in Rancho Santa Fe for $2.26 million.

    • Kyle Richards buys desert retreat for $2.35 million

      Los Angeles Times blog - July 2, 2014

      Kyle Richards of “The Real Housewives of Beverly Hills” and her husband, luxury real estate agent Mauricio Umansky, have bought a getaway in La Quinta for $2.35 million.

  • 2nd Quarter 2014
  • 1st Quarter 2014
    • Six questions to ask before a refinance

      Herald & Review - March 17, 2014

      A home mortgage refinance may sound like a good idea in theory, but it’s not always possible or desirable.

    • Fallout From Refinancing

      New York Times - March 13, 2014

      Homeowners who refinanced when fixed mortgage rates dropped below 4 percent will be less inclined to put their homes on the market as interest rates climb.

    • An Online Lending Executive Expands His Reach

      National Mortgage News - January 3, 2014

      Originators who work for Anthony Hsieh’s company will be fired if they fail to answer a customer email the same day they received it.

  • 2013
    • New Mortgage Rules May Mean Less Choice

      CNNMoney - December 4, 2013

      New rules launching early next year designed to make mortgages safer may result in less choice for borrowers.

    • Smaller Mortgage Lenders Lead Field

      The Wall Street Journal - December 3, 2013

      Big banks have been retrenching from the mortgage business recently, leaving smaller players to pick up larger chunks of business.

    • Initial Claims, Mortgage Rates and Retail Sales

      The Street - November 11, 2013

      Video - "The Street's" Nicole Urken interviews loanDepot CEO Anthony Hsieh

    • Interview with Anthony Hsieh

      Taking Stock - November 11, 2013

      Audio - "Taking Stock" with Pimm Fox and Carol Massar interview loanDepot CEO Anthony Hsieh

    • Shrinking Lenders in Mortgage Hub Cut Into Recovery: Real Estate

      Bloomberg - October 22, 2013

      LoanDepot.com, which Hsieh started in early 2010, is his third mortgage-related business. In 2002 he founded Home Loan Center Inc., which was later sold to LendingTree LLC, and in 1994 started LoansDirect.

    • HARP Refinance Demand Shoots Up Due to Drop in Mortgage Rates

      Eastern Morning Herald - October 17, 2013

      Separately, a recent survey by loanDepot revealed that slightly more than half of HARP borrowers (51%) were rejected at least once by their lenders before being able to refinance their home loans.

    • Falling Rates Boost HARP-refi Demand

      Housing Wire - October 15, 2013

      "Requirements have changed, making it possible for loanDepot to give financial relief to more homeowners. If a homeowner is current on their mortgage payments, and the loan is owned by Fannie Mae or Freddie Mac, help is available," Svinth added.

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Rate Assumptions

* Rate displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.Please contact one of our Mortgage Bankers at for a customized rate and payment quote.

** Refinancing within the 60 month period is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month, but before the 60th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested, and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a "5 Year loanDepot Guarantee" certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website (www.loandepot.com) or via telephone (888-337-6888). This document is non-transferable.

loanDepot is a direct mortgage lender offering access to current mortgage rates on residential home loans with a selection of mortgage programs including: refinance mortgages, adjustable and fixed rate mortgages, HARP loans, Jumbo, VA and FHA loans. Licensed in all 50 states, loanDepot is an approved seller/servicer to Fannie Mae, Freddie Mac and Ginnie Mae, providing online mortgage loans for refinancing and home purchase. We are committed to delivering accurate lending information, competitive mortgage interest rates, easy loan processing and best in class home loan financing.