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* Rate displayed are subject to change and assumes that you are buying or refinancing
an owner-occupied single family home, all borrowers have credit scores of 740 or
higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are
met, and your property has a loan-to-value of 80% or less. The Annual Percentage
Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points.
(Points include any origination, discount and lender fees.) On adjustable-rate loans,
interest rates are subject to potential increases over the life of the loan, once
the initial fixed-rate period expires.Please contact one of our Mortgage Bankers
at 1-888-337-6888 for a customized rate and payment quote.
**Refinancing within the 60 month period is conditional on whether the program type
or applicable state/federal laws contain “seasoning” restrictions that would make
refinancing during a specific period illegal. For example, waiting until after the
12th month, but before the 60th month may be required. Your loan approval for the
future refinance is not guaranteed. You must fully qualify for the selected refinance
and meet all the requirements of the loan program you select at the time you apply
for the refinance. The appraised value of your home for the future refinance is
not guaranteed. There must be a full appraisal of your home when the new refinance
is requested and the value at that time must be acceptable for the program and loan
terms you request. The interest rate for the future refinance is not guaranteed.
You will have to qualify for the loan requested, and will be quoted the interest
rates in effect at the time of your next refinance.
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