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30 Years, 20, 15, 10... The choice is yours. Fixed rate loans come in various types, and are generally the most popular loans for those looking to buy or refinance their homes. This is due to the security they provide, ensuring consistent monthly payments, without worry or hassle about changing interest rates. The most popular loan program is the 30 Year Fixed Rate, but 20 year, 15 year, and 10 year fixed rate loans are also popular. If you are planning to own your home for several years or more, a fixed rate loan may be your best option.
Get started to the right or call 1-888-337-6888 to get your personalized fixed rate quote.
Today’s Fixed Rates
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Enjoy the stability of a fixed rate and consistent monthly payments from loanDepot. View 30 year option...
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Lower your rate, save thousands in interest, and build equity more quickly View 15 year option...
Why get a fixed rate loan?
  • Get the security of an interest rate and payment that won't change.
  • Make budgeting easier.
  • Gain home equity more quickly compared to other types of loans.
  • Put as little down as 5%.
  • Federally insured FHA Fixed Rate loan programs are also available (starting at 3% down!)
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What our clients are saying...

Thank you so much for working with us to refinance our home. You did a wonderful job and were very helpful with all of my questions. My husband and I agree that this was the easiest loan process we have ever experienced! I will refer any friends that mention looking for mortgage funding. endquote

stars- Thomas & Lesa, California


As your home loan partner, loanDepot is here to help find the right loan for you. Please call us at 1-888-337-6888 to speak to a licensed mortgage banker.