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Blog

Page 1 of 53 Pages
Doing good with UCP OC
Thursday, April 26, 2018

Do Good Every Day

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By Blaine Lyerla

loanDepot is committed to helping others in the communities where we live and work, and last week, we met up with our long-time partners at UCP of Orange County.

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Anthony Hsieh Honored at LendIt 2018
Thursday, April 12, 2018

Anthony Hsieh Named Executive of the Year by World’s Top Fintech Forum

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By Blaine Lyerla

This week, our founder Anthony Hsieh was awarded Executive of the Year at LendIt Fintech, the world’s leading event celebrating financial services innovation around the world.

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Chris Heller at LendIt SF 2018
Tuesday, April 10, 2018

Chris Heller Explains One-Stop Shop Homeownership

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By Blaine Lyerla

Today in a packed house at LendIt, mello Home CEO Chris Heller shared how technology is causing housing and consumer finance services to converge to benefit customers.

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loanDepot and mello Home at LendIt 2018 in San Francisco
Thursday, April 05, 2018

loanDepot and mello Home Keynote & Awards Next Week At World’s Top Fintech Forum

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By Blaine Lyerla

In February, we were nominated as a finalist for the highest honor in financial technology, and next Tuesday, April 10 in San Francisco, the world will find out who won.

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Chris Heller - our only competition is
Friday, March 30, 2018

mello Home CEO Chris Heller On Building a One-Stop Shop For All Home Buying & Owning Needs

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By Lara Wyss

mello Home CEO Chris Heller, who took the role in February after serving as CEO with Keller Williams, broke it all down in an interview for top housing media site Inman News.

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Tammy RIchards Joins
Thursday, March 29, 2018

Industry Star Tammy Richards Joins loanDepot’s Executive Team

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By Blaine Lyerla

Great talent is required to continually drive the vision of giving customers a one-stop shop for home buying, financing and improving their homes. And Tammy is great talent.

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Uberizing the Homeowner Space
Monday, March 26, 2018

loanDepot CEO Anthony Hsieh Speaks to Inman News on Future of Homeownership

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By Lara Wyss

Our founder and CEO Anthony Hsieh spoke with top housing media site Inman News, and his interview provides a glimpse into the future of homeownership.

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To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Personal Loans Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee") — Guarantee applies to future refinances of the same property by the same borrower subject to the conditions and contact requirements outlined below. This Guarantee is non-transferable. This Guarantee may not be applied to a Purchase Loan, a Home Equity Loan, a Personal Loan, or combined with other discounts or promotions. This Guarantee excludes loanDepot’s Wholesale division. Future refinancing is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. For future refinances of the same property with loanDepot, this Guarantee may not be redeemed within 180 days of the Date Issued. Your loan approval for any future loan is not guaranteed. The appraised value of your home for the future loan is not guaranteed. In the event a full appraisal of your home is required, the property value at that time must be acceptable for the program and loan terms requested. The interest rate for the future loan is not guaranteed. You will have to qualify for the loan requested and will be quoted interest rates in effect at the time of your next loan. For loans meeting the above requirements and which are successfully closed, your appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with your loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on your loan transaction and does not include any ancillary appraisal fees that may be charged in connection with your loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate.

 

Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

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Unsecured Personal Loans are issued by Cross River Bank; a New Jersey State Chartered Commercial Bank, Member FDIC. Individuals must be a U.S. citizen or permanent resident and at least 18 years old to apply for credit from Cross River Bank. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval. All loans may be subject to an origination fee of 1% to 5% of the loan amount. Origination fees are deducted from loan proceeds. Offered loan terms depend upon credit score, requested amount, requested loan term, and credit usage and history. Loans are not available to residents of West Virginia. Residents of Alabama or Nebraska must be 19 years old to apply for credit. All loans in Massachusetts will be greater than equal to $6,001. All loans to Ohio residents must be greater than $5,001. All loans to Connecticut residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval. All loans to New Hampshire residents less than or equal to $10,000 must qualify for an annual percentage rate (APR) of 10% or less to be considered for approval. All loans to New York residents must qualify for an annual percentage rate (APR) of less than 16% to be considered for approval. All loans to Vermont residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

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