Accessible View
  • Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase mello smartloan Home Builders Joint Ventures
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Contact Us Pay My Bill Trouble Making Payments
  • (888) 983-3240
  • Sign In
  • Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase mello smartloan Home Builders Joint Ventures
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Contact Us Pay My Bill Trouble Making Payments
  • Sign In
  • (888) 983-3240

Melissa Cook

  • Home
  • Contributing Writers

Melissa Cook

mellohome Concierge Spotlight Keon Kensey
Thursday, September 27, 2018

mellohome Concierge Spotlight Keon Kensey

Share-IconShare
By Melissa Cook

Being a personal advocate and liaison throughout the entire home buying journey just comes naturally to mellohome Concierge Specialist Keon Kensey.

Read More
Page 1 of 1

Search Blogs

Most Popular

  • New ​mello Home CEO Chris Heller Explains Your New One-Stop Shop For Real Estate, Lending, Home Improvement 
  • TeamloanDepot: Our Hearts Are With Houston
  • America Gets Inside Look at mello™ During the Big Reveal
  • What 7 Of Nation’s Top Ranked Loan Officers Say About Customer Success
  • The Future of Fintech: loanDepot Unveils New mello Innovation Lab

#TeamloanDepot

  • #TeamloanDepot Fills Food Pantries Across the Country
  • A Story of Giving: #TeamloanDepot Brings Thousands of Books to The Emily Center
  • For Veterans By Veterans at loanDepot

Perspectives

  • CEO Anthony Hsieh on Challenges, Changes and Making the Complex Simple
  • CEO Anthony Hsieh Rocks a Full House at Money 20/20 on Building a Billion-Dollar Financial Services Company: When Startups Grow Up
  • Chairman Anthony Hsieh to Speak at Marketplace Lending & Alternative Financing Summit in December

loanDepot

  • instagram
  • facebook
  • twitter
  • YouTube
  • LinkedIn
  • trust pilot
Mortgage Types
State Licensing
Privacy & Security
Terms of Use
Accessibility

Home Refinance

Home Refinance

  • Refinance Rates
  • Refinance Calculator
  • Cash Out Refinance
  • Reasons to Refinance
  • Refinance FAQs
  • Refinance Process

Home Purchase

Home Purchase

  • Home Loan Rates
  • Home Loan Calculator
  • House Buying Questions
  • How To Buy a House
  • Mortgage Pre-Approval

Mortgage Calculator

Mortgage Calculator

  • Compare Mortgage Rates
  • ARM vs Fixed Calculator
  • FHA Loan Calculator
  • Interest Savings Calculator
  • Jumbo Loan Calculator
  • Affordability Calculator
  • Rent vs Buy Calculator
  • VA Loan Calculator

Loan Options

Loan Options

  • Adjustable Rate Mortgage
  • Fixed Rate Mortgage
  • FHA Loan
  • HARP Loan
  • Jumbo Loan
  • VA Loan
  • 203k Loan
  • Lifetime Guarantee

About loanDepot

About loanDepot

  • Leadership
  • Contact Us
  • Pay My Bill
  • Trouble Making Payments
  • Mission and Values
  • Careers
  • Become a Vendor
  • Unsubscribe
To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

NMLS#174457 - NMLS Consumer Access Site |

©2009-2019 loanDepot.com, LLC   all rights reserved

A Rating     Equal Housing Opportunity