loanDepot Lifetime Guarantee

Refinance with us once & never pay lender or appraisal fees again

Most home owners will refinance their mortgage every 7 years. That means over the course of a 30-year mortgage you’re likely to refinance at least 4 times, twice during a 15-year mortgage. That can mean thousands in lender and appraisal fees every time.

That’s where loanDepot’s Lifetime Guarantee can give you a huge advantage. After you refinance with us once, we’ll waive the lender fees and reimburse appraisal fees on any future refinance with loanDepot.

Your Lifetime loanDepot Guarantee is just one of the ways we’re working to be your first choice for refinancing. Call us now at and let’s talk refinance.



** loanDepot Lifetime Guarantee: Program only applies to loanDepot.com mortgage loans. Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website www.loandepot.com or via telephone (888-337-6888). This document is non-transferable.

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