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John R Paunan

Loan Consultant

NMLS # 223061

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Changing the Mortgage Industry for the Better - One Client at a Time! I believe very strongly in upholding my ethical and fiduciary responsibilities as both a loan originator and attorney. Mortgage education and financial literacy are foundational to my practice, making sure that the borrower is knowledgeable and comfortable with the mortgage process before closing on any loan. I have a Bachelor's degree in English from Quincy University, a Master's degree and Juris Doctorate from Marquette University, and I'm a member of the Wisconsin State Bar. As an attorney, I have experience with both real estate contracts and title issues, and I put that experience to work for every one of my clients so they know exactly what to expect throughout the process.

If you’re like most Americans, your home is your single largest investment. That’s why it’s important to consult with someone who understands the mortgage process and who’ll make sure you’re getting the appropriate product that best fits your financing needs. Whether I'm helping you finance a home purchase, refinancing your existing loan, or instructing you on how to better qualify for a mortgage in the first place, no scenario is too small or too difficult for me to put forth my best effort!

I am committed to knowing my clients and what the market has to offer, so that I can better assess whether a mortgage is even in your best interests. I am dedicated to improving your financial situation whether I actually close your mortgage or you simply need consultation to gauge your current debt situation. I will deliver on time, every time, and within your expectations. Customer service is my number one priority!

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IL LIC # 031.0048989 | IN LIC # 35365 | MO LIC # 17254-MLO | WI LIC # 223061

  • 1033 Skokie Boulevard Suite 430
    Northbrook, IL 60062
  • (847) 268-8000
  • (847) 919-4428
  • Email Me jpaunan@loandepot.com
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Here's what my clients are saying...

As a former Mortgage Loan Originator, I feel like my standards and expectations are quite high when it comes to the entire home buying process and John always delivers. This is my 2nd closing and I have referred him to members of my family who are about to also complete their 2nd purchase with John. If you want a Loan Officer that does what he says he is going to do, when he says he will do it, and closes on time, then John is your man. Cheers John!

A. P., Chicago, IL

John was very kind and had great patience with me as it was my first time making a purchase. He always answered my calls and took the time to make sure I understood everything. If I ever have to buy or know anyone that is in the market, I'm sending them to John. If you are in the market, you need to go through him! John made the process very easy for me!!!! Thank you John.

Daniel F., Des Plaines, IL

Very knowledgable, helped us get our dream home. Answered all of my questions. Responded in a timely fashion, and found the best lender for my situation.

Douglas G., Spring Valley, IL

John did an outstanding job. My situation was unusual, as well as being a rush, and I couldn't be happier with the great attention and service I received. I would highly recommend John to anyone getting a mortgage.

D. S., Chicago, IL

John was extremely helpful with my new home process. Really had a tight timeline to get into a house and John met the demands, which I had presented him. I woul drecommend him to anyone in the market for a new property to purchase.

gszulc1, Naperville, IL

We can't praise John enough. We worked with him to get pre-approval on a mortgage before we even started looking for a home. Once we found the place, he was quick to put together a pre-approval letter for us to include as part of our offer. The mortgage process was streamlined and he was quick to respond with any questions. Even at closing, he was emailing us to help push through the closing papers on his end. So wonderful.

Jennifer P., Chicago, IL

After an enjoyable refinance experience with John several years ago, he was without a doubt our first choice lender for our recent home purchase. John has incredible knowledge of the industry as a whole and a very proactive approach to the loan process. I started asking him questions many months prior to even beginning to shop for properties, and he provided great insight and personal experience. Throughout the loan process, John consistently provided timely feedback and status updates, answering our questions almost immediately regardless of time. I highly recommend John to anyone looking for a mortgage, and when it comes time for my family to refinance or move, he will be the first to know!

Nick & Fred, New Lenox, IL

John was absolutely great at explaining every step of th eprocess and making a difficult process simple. I will happily recommend him and his team to my closest friends, family without hesitation and anybody who wants great service. Thanks again for all of your help, John.

N. R., Des Plaines, IL

I have known John for a long time and he helped me refinance my house. He helped me every step of the way. This is who John is. He was honest and was always answering my questions. I was able to get a quick response when ever I e-mailed him. I went to John because I knew him for so long and I knew he would not steer me wrong, that is who he is. Honesty an extremely smart and helpful. I of course would recommend him to any and all people who want to finance or refinance a house.

toddy97, Elgin, IL

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John R Paunan
Loan Consultant
NMLS # 223061
jpaunan@loandepot.com
Phone
(847) 268-8000
Email
Email Me
Address
1033 Skokie Boulevard Suite 430
Northbrook, IL 60062

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To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Personal Loans Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee") — Guarantee applies to future refinances of the same property by the same borrower subject to the conditions and contact requirements outlined below. This Guarantee is non-transferable. This Guarantee may not be applied to a Purchase Loan, a Home Equity Loan, a Personal Loan, or combined with other discounts or promotions. This Guarantee excludes loanDepot’s Wholesale division. Future refinancing is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. For future refinances of the same property with loanDepot, this Guarantee may not be redeemed within 180 days of the Date Issued. Your loan approval for any future loan is not guaranteed. The appraised value of your home for the future loan is not guaranteed. In the event a full appraisal of your home is required, the property value at that time must be acceptable for the program and loan terms requested. The interest rate for the future loan is not guaranteed. You will have to qualify for the loan requested and will be quoted interest rates in effect at the time of your next loan. For loans meeting the above requirements and which are successfully closed, your appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with your loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on your loan transaction and does not include any ancillary appraisal fees that may be charged in connection with your loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate.

 

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