Accessible View
  • Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase mello smartloan Home Builders Joint Ventures
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Media Center Contact Us Pay My Bill Trouble Making Payments
  • (888) 983-3240
  • Sign In
  • Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase mello smartloan Home Builders Joint Ventures
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Media Center Contact Us Pay My Bill Trouble Making Payments
  • Sign In
  • (888) 983-3240

Home Purchase

  • Home
  • Knowledge Cafe
is now the time to consider an ARM

Is now the time to consider an adjustable rate mortgage?

By Aleksandra Kadzielawski - March 2019

An adjustable rate mortgage, or ARM, is a home loan that offers a variable interest rate over the course of the loan. ARMS usually begin with an initial fixed interest rate for a specified pe...

Read More
Share-IconShare
Six Housing Trends in 2019

Six housing trends we can expect to continue or emerge in 2019

By loanDepot Staff Writers - January 2019
Here are six of the housing trends that we project will gain traction or we can expect to emerge in 2019.
Read More
Share-IconShare
Home Appraisal 101

Understanding the home appraisal process

By Laura Agadoni - December 2018
A home appraisal is essentially an expert’s opinion of what your home is worth. The appraisal assures the lender that the buyer is not overpaying for the home.
Read More
Share-IconShare
Small Home vs. Large Home

Small homes have their advantages

By Aleksandra Kadzielawski - September 2018
When it comes to your first home, bigger may not be better. Here's why.
Read More
Share-IconShare
Upsizing or Downsizing: Which is Right for You?

Upsizing or downsizing: which is right for you?

By loanDepot Staff Writers - August 2018
From mini homes to McMansions, today’s housing trends are no longer “one size fits all.” Life is an ever-evolving journey with many phases and stops along the way. And as our personal needs change, so do our space needs.
Read More
Share-IconShare
What Not to Do Once Your Home is in Escrow

What not to do once your home is in escrow

By Daniel Goldstein - August 2018
Opening escrow on a new home is a major accomplishment, but you're not entirely out of the woods yet. Here's what NOT to do until after your loan has closed.
Read More
Share-IconShare
Live Your Passion: Put Yourself on Course for Fairway Living

Live your passion: put yourself on course for fairway living

By Laura Agadoni - August 2018
Mark Twain once referred to golf as “a good walk spoiled.” But if you’re seriously into the sport, then why not spoil yourself with a home near the links?
Read More
Share-IconShare
Fannie Mae HomeStyle Loan

Fannie Mae HomeStyle Renovation Loan

July 2018

When you’re ready to buy a house, odds are you’ll experience intense competition, especially for a starter home. The availability of starter homes has decreased a whopping 48.6 percent ...

Read More
Share-IconShare
Modern Kitchen

5 Housing Trends We Expect to Continue or Emerge

By loanDepot Staff Writers - July 2018
Many real estate experts are predicting an overall positive housing market for 2016 and beyond. Whether you are buying or selling, there are lots of choices to consider and options that are currently available.
Read More
Share-IconShare
Single women homebuyers

What is second-largest group of homebuyers? The answer might surprise you

By Renee Morad - May 2018
A growing number of women are defying the challenges of single homeownership and realizing their goals.
Read More
Share-IconShare
  • Previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next

Mortgage Calculator

loanDepot’s easy-to-use calculator puts you in charge of estimating your mortgage payment.

Calculate Now

Refinance Calculator

Time to refinance? loanDepot’s powerful savings tool will assess your options instantly.

Calculate Now

loanDepot Lifetime Guarantee

When you fund your home loan with loanDepot, you are protected by our loanDepot Lifetime Guarantee**

Learn More
Welcome to
loanDepot small logo
Do you have questions? Speak to a live person now!
Yes, let's get started
No thanks, maybe later
  • {{$ctrl.productName()}}
  • {{$ctrl.zipCode()}}
  • {{$ctrl.salesPrice()}}
  • {{$ctrl.amount()}}
  • {{$ctrl.creditScore()}}
  • {{$ctrl.name()}}
  • Contact
What type of loan are you interested in?
Refinance
Refinance
Purchase
Purchase
My Zip Code Is
THE SALE PRICE IS
MY CREDIT SCORE IS
MY NAME IS
MY CONTACT INFO IS
The email you entered does not appear to be correct.

loanDepot

  • instagram
  • facebook
  • twitter
  • YouTube
  • LinkedIn
  • trust pilot
Mortgage Types
Compare Mortgage Rates
State Licensing
Privacy & Security
Terms of Use

Home Refinance

Home Refinance

  • Refinance Rates
  • Refinance Calculator
  • Cash Out Refinance
  • Reasons to Refinance
  • Refinance FAQs
  • Refinance Process

Home Purchase

Home Purchase

  • Home Loan Rates
  • Home Loan Calculator
  • House Buying Questions
  • How To Buy a House
  • Mortgage Pre-Approval

Mortgage Calculator

Mortgage Calculator

  • ARM vs Fixed Calculator
  • FHA Loan Calculator
  • Interest Savings Calculator
  • Jumbo Loan Calculator
  • Affordability Calculator
  • Rent vs Buy Calculator
  • VA Loan Calculator

Loan Options

Loan Options

  • Adjustable Rate Mortgage
  • Fixed Rate Mortgage
  • FHA Loan
  • HARP Loan
  • Jumbo Loan
  • VA Loan
  • 203k Loan
  • Lifetime Guarantee

About loanDepot

About loanDepot

  • Leadership
  • Contact Us
  • Pay My Bill
  • Trouble Making Payments
  • Mission and Values
  • Media Center
  • Careers
  • Become a Vendor
  • Unsubscribe
To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

NMLS#174457 - NMLS Consumer Access Site |

©2009-2019 loanDepot.com, LLC   all rights reserved

A Rating     Equal Housing Opportunity