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2019 Housing Trends We Expect to Emerge

6 housing trends we can expect to continue or emerge in 2019

By Laura Agadoni - November 2018
While many real estate experts are predicting an overall positive housing market for 2019, experts also forecast that mortgage rates will continue to gradually inch higher.
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2019 Conforming Loan Limits Increase

Fannie and Freddie maximum conforming loan limits increase to $484,350 for 2019

By loanDepot Staff Writers - November 2018
The Federal Housing Finance Agency (FHFA) just announced that the maximum conforming loan limits for mortgages will increase to $484,350 in 2019.
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Six Tips for First-Time Homebuyers

Six Tips for First-Time Homebuyers

By Aleksandra Kadzielawski - November 2018
Here are six practical strategies that can help you afford your first home.
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Small Home vs. Large Home

Small Homes Have Their Advantages

By Aleksandra Kadzielawski - September 2018

Whether you’re just starting out your home search, or you’ve been searching for a while, you might be asking yourself some important questions.

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Upsizing or Downsizing: Which is Right for You?

Upsizing or Downsizing: Which is Right for You?

By Susan Belknapp - August 2018
From mini homes to McMansions, today’s housing trends are no longer “one size fits all.” Life is an ever-evolving journey with many phases and stops along the way. And as our personal needs change, so do our space needs.
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What Not to Do Once Your Home is in Escrow

What Not to Do Once Your Home is in Escrow

By Daniel Goldstein - August 2018
Congratulations! You’re buying a new home. There’s much to be done.
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Live Your Passion: Put Yourself on Course for Fairway Living

Live Your Passion: Put Yourself on Course for Fairway Living

By Laura Agadoni - August 2018
Mark Twain once referred to golf as “a good walk spoiled.” But if you’re seriously into the sport, then why not spoil yourself with a home near the links?
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Fannie Mae HomeStyle Loan

Fannie Mae HomeStyle Renovation Loan

July 2018

When you’re ready to buy a house, odds are you’ll experience intense competition, especially for a starter home. The availability of starter homes has decreased a whopping 48.6 percent ...

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Modern Kitchen

5 Housing Trends We Expect to Continue or Emerge

By loanDepot Staff Writers - July 2018
Many real estate experts are predicting an overall positive housing market for 2016 and beyond. Whether you are buying or selling, there are lots of choices to consider and options that are currently available.
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Single women homebuyers

What is second-largest group of homebuyers? The answer might surprise you

By Renee Morad - May 2018
A growing number of women are defying the challenges of single homeownership and realizing their goals.
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To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee") — Guarantee applies to future refinances of the same property by the same borrower subject to the conditions and contact requirements outlined below. This Guarantee is non-transferable. This Guarantee may not be applied to a Purchase Loan, a Home Equity Loan, a Personal Loan, or combined with other discounts or promotions. This Guarantee excludes loanDepot’s Wholesale division. Future refinancing is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. For future refinances of the same property with loanDepot, this Guarantee may not be redeemed within 180 days of the Date Issued. Your loan approval for any future loan is not guaranteed. The appraised value of your home for the future loan is not guaranteed. In the event a full appraisal of your home is required, the property value at that time must be acceptable for the program and loan terms requested. The interest rate for the future loan is not guaranteed. You will have to qualify for the loan requested and will be quoted interest rates in effect at the time of your next loan. For loans meeting the above requirements and which are successfully closed, your appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with your loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on your loan transaction and does not include any ancillary appraisal fees that may be charged in connection with your loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate.

 

Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

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Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

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