Entering a new decade is a great opportunity to reflect on our accomplishments and set new goals for the future. It’s no surprise that nearly one-third of Americans intend to make a money-centric resolution for 2020. Whether that’s by consolidating debt, renovating your home or refinancing—we have some smart tips to help you get ahead financially in the New Year.
Improving your credit takes a lot of effort, and once you've reached the exalted heights of 740 and above, it's time to take advantage of that great score by making a few savvy financial moves that can save you money and help you enjoy your life a little (or a lot) more.
Credit cards are a part of everyday life in today’s financial culture. Unfortunately, a large number of cardholders misuse them, resulting in tremendous levels of consumer debt for millions of people. Credit cards themselves are not necessarily bad; but how people use them can become bad for a consumer in certain situations. Managing your credit cards wisely is important.
Owning a home is one of the biggest tax breaks Americans receive. There are 86 million households in the United States. The majority of those households carry some sort of mortgage debt totaling more than $9 trillion. That’s one heck of a write off.