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If you're refinancing a home, you know that getting the best mortgage depends largely on a solid appraisal

You may have heard the names Fannie Mae and Freddie Mac in the news and wondered what they are. They are government-sponsored enterprises that play a significant role in the mortgage industry. Both Fannie and Freddie buy mortgages from lenders, pool them together and sell them as mortgage-backed securities to investors.

Having a short sale or foreclosure in your past isn’t a rarity, nor is it a life sentence. You can be a homeowner again—and sooner than you might think.

A man or woman’s home is their castle, but life is not always a storybook and it’s not uncommon for us to go through chapters in our lives when the bills get out control. In these cases, financial commitment you’ve shown to your home can come to the rescue in the form of a home equity loan or a cash-out refinance.

Becoming a landlord can be a savvy financial move for those prepared to take on the responsibility. With two or more properties building equity at the same time, you can expand your real-estate portfolio and build your wealth.

Just as every home is unique in its own way, a home’s best assets differ from one property to the next.

From mini homes to McMansions, today’s housing trends are no longer “one size fits all.” Life is an ever-evolving journey with many phases and stops along the way. And as our personal needs change, so do our space needs.

There is no shortage of tips to get a mortgage, but there are also ways to lose one. That may come as a shock after so much preparation and paperwork, but borrowers with solid credit and strong incomes can miss a good mortgage deal because of a surprise snag they could have avoided.

With the 2018 tax laws officially in effect, it’s important for Americans to have a good understanding of how they will impact them and their future ability to write off certain things.

What if every dollar you spend on this summer’s vacation helped pay for your next big getaway? If you play your ‘cards’ right, there can be a net positive result with every time you sign on that dotted line.