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If you're refinancing a home, you know that getting the best mortgage depends largely on a solid appraisal

You may have heard the names Fannie Mae and Freddie Mac in the news and wondered what they are. They are government-sponsored enterprises that play a significant role in the mortgage industry. Both Fannie and Freddie buy mortgages from lenders, pool them together and sell them as mortgage-backed securities to investors.

Having a short sale or foreclosure in your past isn’t a rarity, nor is it a life sentence. You can be a homeowner again—and sooner than you might think.

There are several simple and easy to do decorating ideas that can give your home a fresh look without having to invest an extensive amount of time or money.

Just as every home is unique in its own way, a home’s best assets differ from one property to the next.

From mini homes to McMansions, today’s housing trends are no longer “one size fits all.” Life is an ever-evolving journey with many phases and stops along the way. And as our personal needs change, so do our space needs.

Becoming a landlord can be a savvy financial move for those prepared to take on the responsibility. With two or more properties building equity at the same time, you can expand your real-estate portfolio and build your wealth.

With the 2018 tax laws officially in effect, it’s important for Americans to have a good understanding of how they will impact them and their future ability to write off certain things.

What if every dollar you spend on this summer’s vacation helped pay for your next big getaway? If you play your ‘cards’ right, there can be a net positive result with every time you sign on that dotted line.

Ever wonder how a lender decides the interest rate you qualify for when you apply for a home loan? Mortgage rates are partially a function of overall market levels, which are significantly affected by decisions of the Federal Reserve. If market rates are in the 5 percent range, for example, then most borrowers won’t get rates of 3 percent or 8 percent.