Accessible View
  • Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase mello smartloan Home Builders Joint Ventures
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Contact Us Pay My Bill Trouble Making Payments
  • (888) 983-3240
  • Sign In
  • Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase mello smartloan Home Builders Joint Ventures
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Contact Us Pay My Bill Trouble Making Payments
  • Sign In
  • (888) 983-3240

Recent Articles

take control of your finances

5 steps to take control of your finances and save for your dream home

By Aleksandra Kadzielawski - July 2019

If you’ve ever run a marathon, then you know just how much training and preparation goes into the final...

Read More
Share-IconShare
5 ways to save natural resources throughout the year

5 ways to save natural resources throughout the year

By loanDepot Staff Writers - July 2019
Today, most of us are looking for ways to reduce our carbon footprint, both for taking care of the environment as well as for adding some dollars back into our monthly budgets. Thankfully, when ...
Read More
Share-IconShare
why interest rates aren't the only factor to consider when buying a home

Why interest rates aren’t the only factor that matters when choosing a lender

By Aleksandra Kadzielawski - June 2019
Our home is more than just four walls and a place to eat and sleep. It’s where memories are made and some of our biggest life events happen. But did you know that for most Americans, a home is also the biggest asset they own?
Read More
Share-IconShare

How to get the best return on your home improvement project

By Aleksandra Kadzielawski - June 2019
Getting the best return on your home improvement project is an important consideration, whether you’re simply sprucing up your place or planning to put it on the market. Before you get started on your plans, consider these crucial foundational steps that set the groundwork for achieving the best return on your dollar:
Read More
Share-IconShare
what is a fully digital mortgage

Introducing the fully digital mortgage (and why you want one)

By Aleksandra Kadzielawski - May 2019

In an era in which over...

Read More
Share-IconShare
how to get your home sold fast

It’s summer selling season: How to get your house sold fast

By Aleksandra Kadzielawski - May 2019

It’s summer selling season, and you’re ready to sell. If you are like most homeowners, you’re hoping to sell your home ...

Read More
Share-IconShare
Reverse Mortgage 101

What is a reverse mortgage and how does it work?

By Aleksandra Kadzielawski - April 2019

Simply put, a reverse mortgage is a loan that enables homeowners who are age 62 or older to convert a portion of their home’s equity to the lender in return f...

Read More
Share-IconShare
mello smartloan Data First

What is Data First and why you should be excited about it

By Lori Wildrick - April 2019
loanDepot’s Data First technology leverages digital data verification tools to make the application process easier than ever before. Better still, once that data is in our system, we can quickly provide qualification answers—often within minutes.*
Read More
Share-IconShare
mortgage rate update

Interest Rates Hit Long-Term Lows

By loanDepot Staff Writers - April 2019

Homebuyers won big last week as the industry saw the lowest mortgage rates since January 2018. Recent numbers from Freddie Mac reported the average rate on a 30-year fixed mortgage fell to 4....

Read More
Share-IconShare
is now the time to consider an ARM

Is now the time to consider an adjustable rate mortgage?

By Aleksandra Kadzielawski - March 2019

An adjustable rate mortgage, or ARM, is a home loan that offers a variable interest rate over the course of the loan. ARMS usually begin with an initial fixed interest rate for a specified pe...

Read More
Share-IconShare
  • Previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next

Mortgage Calculator

loanDepot’s easy-to-use calculator puts you in charge of estimating your mortgage payment.

Calculate Now

Refinance Calculator

Time to refinance? loanDepot’s powerful savings tool will assess your options instantly.

Calculate Now

loanDepot Lifetime Guarantee

When you fund your home loan with loanDepot, you are protected by our loanDepot Lifetime Guarantee**

Learn More
Welcome to
loanDepot small logo
Do you have questions? Speak to a live person now!
Yes, let's get started
No thanks, maybe later
  • {{$ctrl.productName()}}
  • {{$ctrl.zipCode()}}
  • {{$ctrl.salesPrice()}}
  • {{$ctrl.amount()}}
  • {{$ctrl.creditScore()}}
  • {{$ctrl.name()}}
  • Contact
What type of loan are you interested in?
Refinance
Refinance
Purchase
Purchase
My Zip Code Is
THE SALE PRICE IS
MY CREDIT SCORE IS
MY NAME IS
MY CONTACT INFO IS
The email you entered does not appear to be correct.

loanDepot

  • instagram
  • facebook
  • twitter
  • YouTube
  • LinkedIn
  • trust pilot
Mortgage Types
State Licensing
Privacy & Security
Terms of Use
Accessibility

Home Refinance

Home Refinance

  • Refinance Rates
  • Refinance Calculator
  • Cash Out Refinance
  • Reasons to Refinance
  • Refinance FAQs
  • Refinance Process

Home Purchase

Home Purchase

  • Home Loan Rates
  • Home Loan Calculator
  • House Buying Questions
  • How To Buy a House
  • Mortgage Pre-Approval

Mortgage Calculator

Mortgage Calculator

  • Compare Mortgage Rates
  • ARM vs Fixed Calculator
  • FHA Loan Calculator
  • Interest Savings Calculator
  • Jumbo Loan Calculator
  • Affordability Calculator
  • Rent vs Buy Calculator
  • VA Loan Calculator

Loan Options

Loan Options

  • Adjustable Rate Mortgage
  • Fixed Rate Mortgage
  • FHA Loan
  • HARP Loan
  • Jumbo Loan
  • VA Loan
  • 203k Loan
  • Lifetime Guarantee

About loanDepot

About loanDepot

  • Leadership
  • Contact Us
  • Pay My Bill
  • Trouble Making Payments
  • Mission and Values
  • Careers
  • Become a Vendor
  • Unsubscribe
To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

NMLS#174457 - NMLS Consumer Access Site |

©2009-2019 loanDepot.com, LLC   all rights reserved

A Rating     Equal Housing Opportunity