Saying no to a friend or family member who asks for a loan can be stressful and awkward. Yet sometimes no is the best answer, and the one you should give. The question then is how to say it without damaging your relationship with that person or others who might be involved in the situation.
Americans are obsessed with home renovation. In fact, a recent Trulia survey reports that 90% of all American homeowners have a renovation project planned at some point within the next two years. This trend comes as no surprise considering a solid job market and the fact that homeowners are sitting on vast untapped equity. So, if the economy is doing well and consumer confidence is up, why are people choosing to stay put versus buying a completely new home?
A second mortgage, put simply, is a home loan taken on a property when there is already a mortgage in effect.
Whether you want to make your home more functional for your family or your thinking about putting your residence on the market, a light remodel can go a long way. Here are 10 remodeling projects for $10,000 or less that are sure to breathe new life into your home. A personal loan can help you make them a reality.
You probably know saving money is a smart financial move. But how can you spend less and save more without sacrificing your quality of life?
A home renovation or remodel is a big project. If you don't plan carefully, there can be pitfalls and unexpected expenses. However, with a little pre-project preparation and diligence, you can minimize unforeseen issues that can result in time or cost overruns and lay a solid foundation to ensure a successful renovation.
If you currently have a FHA loan and you've wanted to take advantage of lower rates but have been worried about poor credit, insufficient home equity or falling income, you really need to take a look at the benefits of an FHA Streamline Refinance program.
If you're facing an emergency or are simply short of money, a payday loan – also called a cash advance, check advance or deferred-deposit loan – may seem like the answer. But while these loans can seem helpful on the surface, they’re can be quite ugly on the inside.
Whatever happened to savings account interest? Have you checked the rates for savings accounts, money market accounts, interest checking accounts or CDs lately? Most are in the neighborhood of 1 percent, with only a few five-year CDs netting a whopping 2.5 percent.
One of the biggest challenges facing first-time homebuyers is coming up with that coveted down payment. Those fortunate enough to have parents willing and able to help out will have a big hand up.
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