Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Ann
Mrs. Bose is committed to making a positive difference in the lives of all with whom she comes in contact.
She is patient working with first-time home buyers and savvy working with sophisticated move-up buyers. She has a soft place in her heart for women and men experiencing a financial transition. She has been originating mortgages for 35 years with integrity and absolute honesty.
Mrs. Bose is Past President of the Board for the West Valley Warner Center Chamber of Commerce, the largest chamber in the San Fernando Valley. She is now Vice President of Operations. She was President and founding member of the Los Angeles County Association of Mortgage Brokers and was a member of the Executive Committee of the National Association of Mortgage Brokers. She was the first chairperson and founding member of the Board of Directors of the Los Angeles Commission, Rape and Battering Hot Line as well.
She owned Estate Funding Inc. for 21 years until the Great Recession when she closed it to go to work for Skyline Home Loans, a great move on her part. Before becoming a mortgage originator, Mrs. Bose was a registered lobbyist working within Los Angeles City and County governments. Prior to lobbying she worked for a Councilwoman as one of her senior legislative deputies. She started her career as a high school and college history teacher.
Mrs. Bose attended Grant High School in Van Nuys, California, earned her BA from UCLA and her MA from Cal State University at Northridge. She lives in Woodland Hills, California, with her beloved Swiss Cattle Dog Gracie Bose, and where she raised her daughters, Erica and Emilie.
CA LIC# CA-DOC240828
Mortgage Education Videos
Reviews
10 Reviews
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07/01/2020
Brian M. from West Hollywood , CA via Zillow
Ann and the team were attentive, responsive, and helpful. I got a great interest rate thanks to Ann's attentiveness and am a very satisfied customer!
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03/16/2014
Los Angeles , CA via Zillow
Ann has helped my husband and me refinance our home several times and has always found us the most competitive rates. Ann is a total professional. Her strong suit is her attention to detail. She is responsive, efficient and effective. Even before we ask for info, she provides it. For example, she sent us the paperwork we needed for income tax (without being asked) with plenty of time to spare. My husband says that in his career he has hired many attorneys, but none have been as good at their job as Ann is at hers.We would never consider working with anyone else.
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02/17/2014
Long Beach , CA via Zillow
My wife and I have had many dealings with Ann, and each time she was amazing. She was always willing to help us out every step of the way. Buying a home is confusing, but she makes the process go very smooth. Thanks for all you've done for us Ann.
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02/09/2014
Thousand Oaks , CA via Zillow
We've been with Ann for 22 years... she's has helped us purchase 3 homes and each had it's own set of circumstances. Ann is dedicated to her clients and she's "Our Lender For Life!" Bill & Diane Barrett
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02/09/2014
Los Angeles , CA via Zillow
I have known Ann Bose for 20 years. We first met when I was purchasing a home after going through a divorce that left me with less than stellar credit. Ann procured a mortgage that really worked for me. I felt that she really understood my circumstances and that I could trust her judgment and commitment to acting in my best interests. Subsequently, Ann has helped me to refinance my home on three occasions. On one of these occasions, I pulled equity out of the house for a remodel. In the other two instances, I took advantage of lower interest rates and significantly lowered my mortgage payments. Each refinance worked beautifully for me. Ann Bose is the consummate professional and a person of impeccable integrity. She makes the entire application process so easy, and always works to ensure that her clients' interests and needs are foremost considerations throughout the process. She is fantastic.
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02/08/2014
Los Angeles , CA via Zillow
Ann helped us understand our long term financial goals and find the right mortgage product that fit within our current situation - twice. She explained the process to us, at every step - of which there are many - and was diligent in follow through. I'd highly recommend her and/or use her services again!
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02/06/2014
Burbank , CA via Zillow
I have known Ann several years, but had no need for her services. When recent economic conditions made purchasing another property attractive I contacted her to assist me with a 30 day escrow. My realtor who had not worked with Ann before was extremely impressed by her quick response and follow up. He did not have to call her, she called him with every update. She guided me through the seemingly endless amount of paperwork and explained why some items I thought ridiculous were necessary as lending guidelines were quite tight during this period. We closed on time with relatively little hassle. As I read in the papers about the problems others were having, I really appreciated having Ann to help me move quickly through the whole process.
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02/06/2014
Woodland Hills , CA via Zillow
I had a WONDERFUL experience with Ann Bose. I knew I could trust her completely. She took care of everything promptly, explained everything. The main thing was not having to worry about anything. I left everything in her hands knowing of her excellent reputation, besides being a good human being including honesty and integrity. She can be trusted to work in her client's best interest!!!!
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02/06/2014
Thousand Oaks , CA via Zillow
In my 50 years as an executive Vice President, Chief Credit Officer, and Risk Manager, I can unequivocally state that Ann Bose is the smartest and most reliable business woman I have ever met. She has financed all of my 5 children's homes with exemplary results. She warrants my strongest recommendation.
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02/06/2014
West Hollywood , CA via Zillow
The financial decisions around home ownership are some of the more stressful ones a person can ever take. Ann Bose helped me refinance mine, walking me through the process with a confident hand which made the whole thing painless and crystal clear. She was patient, knowledgeable, never pushy, and always available to answer my questions and to explain. Her follow through now, afterwards, is up to par as well. She is always there for anything, with the same smile and the same readiness to help. I couldn't recommend her more highly.
Calculators
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Contact Ann
The financial decisions around home ownership are some of the most stressful ones a person can ever make. Ann Bose helped me refinance my house, walking me through the process with a confident hand which made the whole thing painless and crystal clear. She was patient, knowledgeable, never pushy and always available to answer my questions and to explain. Her follow through now and afterwards, is up to par as well. She is always there for anything, with the same smile and the same readiness to help. I couldn’t recommend her more highly.