Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Adam
FL LIC# LO34806 | GA LIC# 68590 | NC LIC# I-193337
Mortgage Education Videos
Reviews
10 Reviews
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12/21/2018
Bea R Glez from Jacksonville , FL via Zillow
Adam went above and beyond for us. He got us to close in less than a month! His costumer service skills are extremely on point. He is friendly and super professional, he makes the whole process so smooth that it will literally take most of the tension of buying a home off you shoulders (specially if you are a 1st time home buyer like we were) He answered every question we had, and something that gave me confidence was that he was there for us, even after hours, he would gladly attend to our concerns in little to no time. That is one of the main reasons we stayed with him. We definitely recommend working with him, he truly is the best, will not disappoint. We will surely work with him again, if the opportunity arrises. Thank you Adam.
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12/12/2018
Ashtin Luddy from Callahan , FL via Zillow
Adam helped make our house buying process just as smooth as it could be. We had previously worked with someone who was rude and slow and not with it and working with Adam was none of that. He was prompt, knowledgeable, responsive and on time with everything! Would definitely recommend anyone to use Adam for their homebuying process!
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10/08/2018
Valarie Paige Flesch from Jacksonville , FL via Zillow
Adam was the easiest part of our home buying process. He answered any and every question at any time of the day. Everything was done on both ends ours & the seller. He processed our loan & we closed in less than 30 days. If I would buy another home I will definitely use Adam, highly recommend.
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08/28/2018
Cathrine Gelaro from Jacksonville , FL via Zillow
From day one, Adam was a man of his word. He was very upfront and honest with everything needed and made sure we had everything in line and on schedule. While myself, and my realtor, were shocked when he gave such a close closing date, I am beyond thankful (and amazed) the Adam stood by his word and we closed on the date he predicted!! From after hour phone calls, emails, and text messages, Adam was there for us every step of the way. And he stayed patient with all of my questions and concerns. I have no doubts that Adam made this a stress free purchase!
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08/08/2018
Athena N from Jacksonville , FL via Zillow
Adam was such a huge help while we were going through the loan process. This is our second home purchase and we did not want to make the same mistakes that we made the first time around. We looked a several houses and he was always there to answer any and all questions that we had about each one, and we had A LOT!! He always had a great attitude and always made sure that we knew we could contact him for anything that we needed. It didn’t matter what time of day it was, he was always there to respond. He would even check in with us from time to time and ask if there was anything he could help us with or if we had any questions. He made sure we understood each step of the process and provided us with updates when they were made available to him. He is such a great pleasure to work with and we would recommend him to everyone!!
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08/08/2018
Tom from Jacksonville , FL via Zillow
Adam was great!!! Answered all our questions and even did monthly mortgage estimates on down payment amounts. We had some changes throught this process but he was willing and able to assist. We highly recomment Mr Gainey to anyone looking for a well qualified lender.
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08/01/2018
Kaye Z Baker from Jacksonville , FL via Zillow
I enjoyed working with Adam from beginning to end. He was pleasant, patient, and willing to answer all of my questions during this stressful but fun time. He went the extra mile to insure documents I needed in a particular format were provided. I would use him again if the situation arises for me to do so.
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08/01/2018
user22715937 from Callahan , FL via Zillow
Adam did a remarkable job from start to finish with me being a first time home buyer. Very knowledgeable for the whole process, was able to answer any question i had. Able to get ahold of him at anytime. I was under contract and closed at 21 days, he’s on top of things for sure. Made my experience easy as possible and would recommend him to anybody that in search of buying a new home.
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03/23/2018
Kara Pluta from Yulee , FL via Zillow
Adam is super helpful and knowledgeable. This is my first time buying a home and he helped me every step of the way. He responded immediately and answered all my questions, even if they were dumb. I would recommend to anyone.
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03/16/2018
amberhigginbotham9 from Jacksonville , FL via Zillow
Adam and his team exceeded our expectations. We not only closed ahead of schedule but during the entire process he was very informative, patient answering all our questions and always keeping in contact every step of the way. We were referred to Adam by a friend and will be referring Adam to everyone we know! You will not be disappointed using Adam and Bayway Mortage!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
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