What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
AZ LIC# 1005630
Mortgage Education Videos
J.M from El Mirage , AZ via Zillow
Andrew provided amazing customer service and went above and beyond in helping me understand my different options for refinancing. I am grateful because I now feel that I am in a better position with my finances. I will definitely be recommending Andrew to my friends and family.
rjletra from Glendale , AZ via Zillow
Andrew has all the tools to help the borrower through this daunting process. For starters, he is knowledgeable. He knows the ins and outs of securing a loan. Secondly, he is a an excellent communicator. He effectively explains the complex in layman's terms. He's also efficient. That helps save the borrower time and labor. Fourthly, he cares about what's best for the client. He took the time to reduce our rate by a quarter of a point. Last but not least, he has empathy. He realizes what a stress inducing activity applying for a loan is, and he responds accordingly. His calm and confident reassurances benefited me several times over the last few weeks.
minapineiroletra from Glendale , AZ via Zillow
Andrew walked us through the process of buying a home in Glendale. He explained all the details expertly and was prompt with his responses to our inquiries. He was able to reduce our interest rate by a quarter point having our best interest in mind. Andrew is personable, patient and competent.
renee5340 from Peoria , AZ via Zillow
The last time we purchased a home was over 20 plus years ago and now it was time to downsize and enter our next season of life! Things have changed a bit! When our Realtor recommended Andrew we were more than thrilled. Working with someone that has the industry knowledge and the personal skills to communicate all of the details was number one on our list. This was a huge decision and no room for error. Andrew's patience and expertise guided us through the process and kept us posted on all details. Selling and buying a new home, along with life's crazy schedule was a marathon. But the outcome due to Andrew made things so much more easier. He has a way of explaining details so that we are confident moving forward and our minds are at ease. Choose this man and you will not regret it!
kafzpd from Glendale , AZ via Zillow
This was our second house we purchased and the second time around was so easy and simple! Andrew had answered any questions we had and helped us get the best deal possible! He’s down to earth and easy to talk to! I would recommend Andrew to everyone! Showed up at our closing appointment too and made sure all the paperwork was up to date and accurate!
zuser201406100910426 from Peoria , AZ via Zillow
Andrew is the most informational and helpful loan officer I've dealt with. He help my family and I get into our dream home with such ease and hardly any paperwork to give. He made sure I was taking advantage of all the promotions and programs I was qualified for. I literally bought my house all through my smartphone on the mobile app! AND he even showed up to the title agency on my closing day to make sure all my questions and concerns were answered. I Highly recommend Andrew! I will be going through him again once we're ready to buy our investment home. Thank you again Andrew!
zuser201705010159164 from Peoria , AZ via Zillow
Andrew is very personable and was on top of everything! He helped us finance our dream home. He was ways readily available and responded quickly. We were a little hesitant with financing with a big bank but he was honest and explained everything thoroughly including the perks. We would definitely recommend him!
odin1014 from Peoria , AZ via Zillow
Andrew did amazing job and was on top of everything. We looked at several lenderings and he beat them all pretty bad. I was afraid to use a big bank but I got alot of awesome perks and felt like my fears went away after this purchase.
kevin11848 from Goodyear , AZ via Zillow
When I moved here in September I met the Branch Manager and he introduced me to Andrew when I said I would be looking home at some point. His infectious personality made him an instant hit. When it came time to do my mortgage he treated me like I was buying the largest home in Phoenix. He made me and my wife feel very special during the whole process. If I had a question and called him he either answered or called me right back, even on his days off. The process of buying a house is usually not on the top 10 list of fun things to do, but Andrew not only made it bearable, he actually made it fun. We had many laughs during the process and he kept his word and got everything closed within 21 days. The attention to detail and the way he anticipated questions and answered them was nothing short of amazing. If you are in the market for a home and you are looking for someone who absolute will go to the wall for you in making a great experience, Andrew is the man. It was very refreshing to find and work with someone who truly understands what client service is supposed to be about. It is a lost art in our society today, but Andrew does it "old world" style. I would recommend him to anyone I know who is looking to buy a home. In the valley it does not get any better than Andrew Karem.
Seth Derrick from Scottsdale , AZ via Zillow
For anyone who's gone through the experience before, you know, buying a home is hard. There are piles and piles of paperwork to wade through. There are endless requests for evidence of earnings and taxes and sources of deposits and why is that thing on your credit history... And my experience working with previous lenders left me feeling like I was standing in line at the DMV. I always felt like I was just another application number, just another pile of paperwork for some drone to nitpick over. Well, what an extremely pleasant surprise when I started working with Andrew! He was not only knowledgeable and professional; he was incredibly compassionate and made me feel like he was on my side. Andrew's availability wasn't constrained by "bankers hours" and I never once got the feeling like I was just the next pile of paperwork. Andrew always made me feel like my satisfaction was his main priority. I cannot recommend Andrew high enough and have already told a number of friends and co-workers about his exceptionally high quality of care.
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