What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Prior to pursuing the mortgage business, Alvaro spent a large chunk of his career working in sales, operations and customer service. He joined team loanDepot in 2020, bringing years of lending experience. Alvaro specializes in working with first time home buyers, investors and builders.
When it comes to his work, there’s nothing that brings Alvaro more joy than building rapport and educating clients. Being able to make an impact on the largest financial transaction of their lives, while guiding them every step of the way has been very rewarding. His ultimate goal is to ensure that his customers make the best mortgage choice for themselves and their families.
In his free time, Alvaro enjoys staying active with mountain biking, running, baseball and soccer. You can find him at the Lake Nona branch. Please contact Alvaro for any of your mortgage financing needs!
FL LIC# LO36693
Mortgage Education Videos
Yuri Morales from Cape Coral , FL via Zillow
Alvaro desde el primer momento fue muy profesional. Se preocupo por todo mi papeleo, y me ayudo en todas las dudas que tenia, con mucha paciencia y dedicación. A cualquier hora que le escribías por algún problema te respondía lo antes posible.
dariusdumitrascu from Miami , FL via Zillow
It was great to meet Alvaro over 4 years ago . That’s when we purchase our first home and if Alvaro wouldn’t have been on top all things I can definitely say that transaction would of been cancelled . With his professionalism and knowledge, Alvaro was from sell man to mortgage loan officer . He is the best in the industry and that’s why we reach out to him for a refinancing . Again he acceded our expectation helping with the entire process which was so smooth and fast . We got the best rate in the market and couldn’t be more happy to end this 2020 with something positive . As I mentioned this was our second transaction with Alvaro and for sure not the last one !!!
Mariella Marin from Miami Beach , FL via Zillow
Tuve la suerte de conocer a Alvaro, aunque no en persona, justo antes de decidirme a comprar mi primera propiedad. No sólo su profesionalismo y conocimiento del mercado y todos los detalles alrededor de la compra de una propiedad en Florida, sino también su calidad humana y paciencia fueron clave para hacer de este proceso una experiencia extremadamente eficiente, agradable y exitosa. Muchísimas gracias por todo tu apoyo Alvaro, totalmente recomendado! Excelente servicio de principio a fin de cierre y hasta post cierre!
michaelphillips243 from Lake Wales , FL via Zillow
I recently had the pleasure of meeting and working with Alvaro Montiel of Loan Depot. My situation was very distinctive in which I was looking for a new home in Florida, but I was living in New Jersey and due to my present situation I could not get out to Florida to do this myself. Not only was Alvaro my loan officer, but he was also my eyes in this transaction. This is my 3rd. home and it was the first time that I actually had appreciated the ease that it all went through. Step by step Alvaro was there to help guide me through this process without a single hiccup. He made it a point to evaluate the property for me as if he was purchasing it for himself. He was on top of everything I needed to know, always followed up on every e-mail sent to me and gave me that one on one support as if I were his only priority. This is going to be my permanent residence and Alvaro helped very much in making me feel that I was making the right choice and it was. I would highly recommend Alvaro to anyone looking to get a home loan and give you that feeling that your in good hands. I couldn’t thank him enough except by saying he made a dream come true and he is top notch at was he does. Smooth, quick and easy and top personal care is what you get when working with Mr. Montiel. Thank you Alvaro once again for a great job and for helping get the home of my dreams.
LaShawn & Ron O. from Tampa , FL via Zillow
We just closed on our house last week ,September 30th. We are very excited to be home owners. Alvaro, you're awesome! You were there from the beginning to the end. The knowledge you have, has really helped us with getting our loan. And no matter what concerns or questions I had, you were there to explain things out to were I would understand. It's been a great pleasure working with you through this process. I will most definitely recommend you. Thank you to the fullest.
Mayra EvaMaran Rodrg from Miami , FL via Zillow
Customer service & knowledge 5 stars he explain every little detail with professionalism and patience Overall process (start to finish) 5 stars super clear and fast Interest rate and loan costs (no need to disclose rate) 5 stars he do magic with the numbers very professional Would you recommend to others? I highly recommend him as a lender
Yesenia Aybar from Kissimmee , FL via Zillow
Buying a home is one of the most important events in your life so is very important to have the appropriate people by your side during the process. After receiving the good news that I was going to transfer from Charlotte NC to Orlando FL within 60 days I was nervous but need to act quickly. I call my previous loan consultant (Rossi) and ask her if she can recommend me a good loan consultant from Orlando FL since I was looking to purchase a second home in that area. She say I do know an excellent one (Alvaro Montiel). Let start saying that this was on May-June 2020 in the middle of the pandemic so I was not able to travel to Orlando FL. Alvaro contact me email and schedule our first call right away. During the call, he ask me few questions to understand my needs. He was professional and patient to respond all my questions as well. One of my primary concerns was making sure that I was able to qualify for a second VA loan. He was incredibly knowledgeable about the business and provide me all the information I was looking for. Alvaro is the type of professional that is willing to offer real advice without expectations. Whether you are looking to buy right away or you are in the process to learn more about the right steps to be able to buy a home he will guide you thru the process smoothly. I was prequalified within 24 hrs after our first call and he make sure to provide me information about the market (rates), credit score and different options that adjust to my needs. Due to COVID-19 travel to search for my next home was a challenge so Alvaro gave me recommendations of the areas based on what I was looking for (distance to work, community facilities, ambient, security). No, that was not his job but he went above and beyond to help me. He recommend me to get a Commitment Letter to accelerate the process and make sure I had the power to negotiate a soon I find the house that I like. Took him one 3 days to get me the Loan Commitment Letter so I was ready to search for my dream house. After looking for a week, I found the perfect house so I contact the realtor. Now here it comes the important part… the Loan Commitment Letter put me on the front line since I was not just simply prequalified I was ready to offer. I contact Alvaro next day and explain that I found the house and he gave me some valuable tips to negotiate the price and the closing cost contribution. Alvaro advice help me to get not just excellent interest rate but also a great deal (buying under the appraisal value of the property and getting extra money towards the closing costs). Closing usually can take 30 days and due to COVID-19 can be extend it to 45 days. I am thankful that Alvaro waste no time thru the process. All the process took less than 30 days and I was able to do everything remote!!!! Alvaro is professional, knowledgeable and very reliable loan consultant. I would recommend him to anyone with absolutely no hesitation because I know that he will provide the best experience. It’s truly refreshing to know there are still service providers out there willing to do the best possible job for a customer even in the most difficult times.
Guillermo Castellano from Kissimmee , FL via Zillow
All i can say is that my experience working with Alvaro has been nothing less than excellent. His experience in the industry is immaculate. He was able to guide me through the whole process with so much knowledge. He has strong personal values earning your trust and standing behind you all the way until the closing date and beyond. I would definitely recommend him to anyone. I know i will work with him anytime i need buy new properties.
cesarion 69 from CHAMPIONS GT , FL via Zillow
Alvaro is a very professional person, who always tries to resolve any question or inquire. He Knows perfectly the loan process, for this reason, he is able to provide good advice on time. He attends any call o question after the loan is completed.
javiergadea67 from Hialeah , FL via Zillow
He is the best, most professional, honest and fast individual I have ever met, he guided me through the whole process and made so simple and stressless as you could never imagined. I will definitely recommend him to anyone on the market to finance Your dream home. From this point forward he will be the guy I will reach out to. My son and daughter are already looking forward to working with him. I will forever be thankful to him for all the great help that he provided me. Thank you Alvaro.
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Alvaro MontielLake Nona Branch
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