What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Prior to pursuing the mortgage business, Alvaro spent a large chunk of his career working in sales, operations and customer service. He joined team loanDepot in 2020, bringing years of lending experience. Alvaro specializes in working with first time home buyers, investors and builders.
When it comes to his work, there’s nothing that brings Alvaro more joy than building rapport and educating clients. Being able to make an impact on the largest financial transaction of their lives, while guiding them every step of the way has been very rewarding. His ultimate goal is to ensure that his customers make the best mortgage choice for themselves and their families.
In his free time, Alvaro enjoys staying active with mountain biking, running, baseball and soccer. You can find him at the Lake Nona branch. Please contact Alvaro for any of your mortgage financing needs!
FL LIC# LO36693
Mortgage Education Videos
William Carcamo from Homestead , FL via Zillow
Alvaro es una persona honesta , sincera y muy competente en la industria que labora, tanto en las gestiones y orientaciones para los fines que se le solicite.
gedalis from Miami , FL via Zillow
Elegir a Álvaro para que nos ayudara en la compra de nuestro hogar fue una bendición, es una excelente persona con una gran profesionalidad te ayuda para que entiendas bien todo el proceso, fue todo súper rápido. Álvaro tiene una inmensa paciencia te aconseja y te trata como un amigo y la verdad que las palabras no pueden expresar lo profundamente agradecidos que estamos con el.
Nelson B. from Celebration , FL via Zillow
Alvaro was amazing! He was always there and on point. His help and support throughout the purchase of our house in Florida is deeply appreciated. Highly recommend!!
Claudia from Miami , FL via Zillow
Alvaro fue una excelente elección para el proceso de comprar nuestra casa, ademas de su amplio conocimiento en el area, siempre está dispuesto a ayudar con informacion acertada y una buena actitud de servicio, logrando que todo el proceso fuera tranquilo y rápido, ideal para aquellos que compran por primera vez y no estan familiarizados con el sistema . Lo recomiendo ampliamente !!
willramirez3 from CHAMPIONS GT , FL via Zillow
Alvaro assisted me with our mortgage for our investment property in Florida. Being from Canada added to the obstacles in obtaining a mortgage in the US, but Alvaro knew exactly how to react to every obstacle that arose. Not only did he assist with the financing and closing of our property, but he has continued to assist me with any questions regarding home ownership in Florida that I would otherwise have to pay for professional consultation. I would strongly recommend Alvaro to anyone in need of mortgage assistance.
biscayahomerenovatio from Kissimmee , FL via Zillow
Alvaro, helped me with my mortagage recently. He was very profesional, knowledgeable and communicative before, during and after my mortgage was approved. I recomend him to anyone looking for a great mortgage rate and have a smooth proceess.
Jose Heredia from CHAMPIONS GT , FL via Zillow
I highly recommend Alvaro not only for his specialized, deep knowledge, but also his constant disposition to share it. He explained everything in detail, as many times as necessary. You name it: the paperwork, answering questions to detail, requesting the bare minimum documents, privacy conscious, very very professional. Patient, articulated and honest in all his interactions makes him an ideal person to work with towards obtaining the best mortgage.
rsriverabecerra from Kissimmee , FL via Zillow
Working with Alvaro on our mortgage couldn't of gone as smoothly as it did. He was always very attentive to any questions or concerns I had leaving me assured on everything. Very professional and knowledgable and helped me find the best mortgage suited for me.
katyavelazquez from Miami , FL via Zillow
My husband and I highly recommend Alvaro if you are interested in buying a house , he was very attentive and patient with us,as well as very professional. He is very knowledgeable and explains in detail every step to getting your home. He was very prompt with the paperwork.
Pleased Customer from Homestead , FL via Zillow
"I had a wonderful experience working with Alvaro Montiel at American Bancshares for my new home mortgage. From beginning to end, he was informative, extremely thorough and attentive to my financial needs, thus making sure that I get the best deal possible. This was my first time purchasing a home and the experience of working with Alvaro was great and I highly recommend Alvaro and American Bancshares to anyone. Thanks again, Alvaro!"
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.