What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
NC LIC# I-157654 | SC LIC# MLO - 960107
Mortgage Education Videos
Charlotte , NC via Zillow
Bill has the experience needed to comfortably guide buyers to the closing table. He's very responsive and a pleasure to work with. Highly recommended!
Cornelius , NC via Zillow
Bill was extremely helpfully with our new home loan from beginning to end. From pre-approval to close, Bill made sure it took less than 30 days. I would highly recommend him to anyone looking for a home loan.
Charlotte , NC via Zillow
I had A TON of questions and Bill took the time to answer every one of them and made sure I understood where every penny was going. He responded quickly to my calls and emails and was extremely personable which really made it great to work with him. Would definitely recommend!
Austin , TX via Zillow
I recently closed on a loan initiated through Bill. He was a pleasure to work with, responsive, and effective at providing a great rate within minimal costs. I highly recommend working with him.
Audubon , PA via Zillow
Bill is the best. He fulfilled every promise. He provided the best rate available. He also helped to make the rate- locking and closing date most convenient for me. I strongly recommend him to any body. I will call him again when I need a loan next time.
Melissa , TX via Zillow
Bill recently help us with an FHA mortgage for a new construction home in North Texas. Bill was able to provide very accurate quote information with a minimal amount of personal data. He was aware of the daily market trends and was able to advise when the right time to lock was. He saved us almost half a percent over what some local lenders were offering. I would highly recommend you let Bill see what he can do for you. It never hurts to take a look! Thanks Bill!
Houston , TX via Zillow
I was very pleased while working with Bill through Sebonic Financial and their parent company Cardinal Financial to secure a mortgage when we bought our first home. Bill was always quick to reply to our emails or calls and answered our questions very knowledgeably. The whole process was streamlined, and our loan was ready easily within our closing time frame. Overall, I am very happy with the outcome!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Bill ChalfantCharlotte Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.