Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Becky
FL LIC# LO54249
Reviews
10 Reviews
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01/08/2019
Cynthia Pierson from Panama City , FL via Zillow
I recently purchased a new house & used Becky Duncan as my agent @ Loan Depot. She made everything easy for me to do and I was completely satisfied with my experience. Becky is the best!!!
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01/08/2019
daryl229 from Panama City , FL via Zillow
On 10/10/2018 Hurricane Michael damaged the home we rented for 16 years. We were displaced - along with a majority of people in Panama City, FL. I soon began to search for another place for our family. As soon as I found Becky I knew I wanted us to join forces! Positive outlook and determination can be rare finds in a declared disaster area! Becky's determination and attitude were contagious and were like a bright light shining in the darkness and despair in the many weeks after the storm, even today! I knew she was going to be the one who got it done. Even though Becky’s new office space was also severely damaged she persevered and was 100% effective; no gaps in the process, no dropped balls with Becky, no excuses, no complaints, no delays that aren’t followed up, none of the other stuff that I have heard about or have previously experienced myself. When things come up - as they always will - it isn’t about what happens it’s about how you respond to that event which separates you from the competition! We were in our new home before Christmas and we are just over the moon with both our realtor and Becky! I HIGHLY recommend Becky Duncan to help you finance your home! Don’t waste your time and money on going with someone else, just contact Becky NOW and get this done!
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07/05/2017
Callaway , FL via Zillow
I have done business with Becky twice when purchasing a home. She not only pre-qualified me in a timely manner but worked hard to get me the lowest interest rate possible. She was always on top of making sure I had submitted all required paperwork for the loan. She was always very helpful when I was having problems getting the right paperwork or uploading to the Waterstone web site. Becky's professionalism does not stop there. Knowing how stressful the process of getting a loan for a house is, she also without being asked, reached out to several homeowner insurance companies to find us the best deal possible. Taking another worry off our minds. I would recommend Becky to anyone that is looking to purchase a home and need a loan.
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04/05/2017
Callaway , FL via Zillow
Becky was down to earth and you could tell she truly cares for her customers like they are close friends. She made sure I was comfortable every step of the way and kept me very informed all the time. I appreciated her service and would recommend her to anyone and everyone!
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02/19/2017
P C BEACH , FL via Zillow
I would recommend Waterstone to anyone needing a mortgage. They are easy to work with and very knowledgeable. Anytime I had questions, they had answers. Great team to work with.
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02/08/2017
Callaway , FL via Zillow
For first time home buyers the experience was absolutely amazing! They were quick to respond to questions that my husband and I had. Treated like fami
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02/07/2017
Acworth , GA via Zillow
This team at Waterstone not only did our personal home loan, but as a Real Estate agent, they have done several of my buyers' loans as well. The communication is AWESOME, and they make the process as smooth as possible! Real Estate is chaotic sometimes, and when you work with a great lender, it can make the process seamless! They will be my preferred lender for every possible transaction! Thanks Becky and Shelly!!
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02/04/2017
Esto , FL via Zillow
She was exceptional in all aspects of the lending process. I was kept aware and well informed and any questions I had were answered fully and immediately.
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09/16/2016
P C BEACH , FL via Zillow
We worked with Becky during our first home purchase endeavor. She was amazing! She answered every phone call, question, and concern we had. She was wonderful to work with. Definitely recommend her and her team!!!
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03/13/2016
P C BEACH , FL via Zillow
Becky was excellent to work with during this home buying and mortgage process. She was always available, answered every question and had a suggestion for each concern. She was superb!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Becky
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.