Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Lisa F.
Brad was an extremely helpful and patient loan office, taking his time to explain processes, provide insightful recommendations and connect us with other trustworthy experts. Not only was he professional, he did it with a sense of humor. The full process was seamless and seemed as effortless as possible with his guidance. As a knowledgeable, trusted professional with integrity, we will certainly work with Brad again!
Blythe V.
Looking for a home loan or refinance? Contact Bradley Martin, he's helped both family members and me. The best I've worked with in that industry, and I've bought many homes.
Ralph E.
Brad ushered us through the mortgage loan process in 2017, and we felt we were in expert hands all the way through. We look forward to working with him again when we refinance and buy another home.
Brian L.
Brad has been my trusted loan consultant for the past 20 years. He helped me buy my first condo in 1999, has seen me through a handful of refi's over the years and helped me buy my second condo about a year ago. Since Brad is always looking out for my best interest, he saw an opportunity for me to lower my rate one month ago (in this market of rising interest rates), called me immediately and we jumped on it. Brad is an exceptionally knowledgeable advisor with the utmost integrity. The process couldn't have been smoother with Brad and his team. He is a true expert in the field and I cannot imagine going to anyone else. I highly recommend Brad!!
Marjorie Z.
We signed a contract to buy a house in the Chicago suburbs and needed a mortgage. As a recent retiree, I didn’t have a W-2 to show the lender. Brad took charge and found a lender that wanted our business. The rate was very competitive. Brad was always available for our questions and always got us answers right away. He even attended the closing to ensure that everything went smoothly, which it did. I know Brad is a senior loan officer but he’s also a very nice person and someone I now call a friend.
David M., Chicago
Brad Martin was great. He contacted us when rates were dropping and walked us quickly through the residential refinancing process. Pleasant experience. Thus is the second time we've worked with Brad, and I strongly recommend him!
Brian L., Chicago
We purchased a new home and refinanced/cash-out a rental unit with Bradley Martin NMLS#192861, our Loan Officer (847) 504-0261, and were very pleased. He was transparent, took the time to explain every line item in our closing statement and was on time and present for our closing explaining everything to us. He also has a nice sense of humor, making the overall experience very pleasant.
Luciano P., Chicago
Brad Martin is your guy. How many Loan Officers would call you at 7 p.m. on a Thursday night, wait patiently as he talked you (a techno challenged guy at the airport) through how to get your wife connected in on a conference call and ignore the annoying background airport announcements; all the while keeping focused on explaining the changes in the rate options and how that would affect the total loan package short and long term. He explained information to us, step by step, so that we not only understood it, but felt comfortable enough to make a decision while on the clock because there was another offer on the house we wanted on the table... Brad Martin was that guy. Brad proved to be calm water in a somewhat stressful time. He was very knowledgeable about our options, extremely prompt with replies and providing information for us to review and followed up to make sure all the i's were dotted and the t's crossed. I can not say enough good things about our experience with Brad. It is my feeling that "above and beyond" is Brad's default setting.
Thom B., Wheaton
From the moment I talked to Brad, he was very patient and knowledgeable in explaining to me the entire loan process from start to finish. As a first time home buyer, I was clueless and Brad was very responsive and able to help me understand the small details and see the big picture. He was very kind and helpful throughout the entire process and would highly recommend working with him.
Steph M., Chicago
Hello Brad,
We sincerely appreciate all your help for our first home purchase.
We know our case was somewhat tricky with limited amount of down payment fund, green card situations, etc. but everything went smooth all thanks to your guidance. We loved how you were always willing to help with patience and how super responsive and detail-oriented you were throughout the process.
We will certainly refer you to our friends in the future for their home purchases and we will find you again for another business in the future.
If you have recommendations for contractors, we would appreciate them.
Thanks again!
Best regards,
Michelle and Chris J.
Michelle and Chris J., Chicago, IL
Thank you, Bradley. It’s reassuring to know you are keeping a pulse on things. We will definitely take any opportunity we may have to recommend your services. You were extraordinary in managing all the particulars of our unique situation for which we are deeply grateful. You worked some magic for us!
Tina R.
About Bradley
As a seasoned residential loan originator with over 25 years in the mortgage industry (and an additional 7 years as a corporate real estate attorney), including as general counsel to a multi-state mortgage lender, and company owner, you will find that experience really does matter.
Whether you are a first-time buyer or current homeowner, Brad utilizes his deep professional background to provide his clients with unparalleled personal attention, guidance and service. Today’s mortgage environment can be complex. Brad takes the time to listen to the needs of each client to make sure that the right financing structure is implemented at the most competitive rates and that the process leading to closing is seamless and trouble-free.
Brad is committed to the best interests of his clients and will navigate them through every step of the mortgage process with trust and integrity while keeping referral partners informed throughout the process.
IL LIC# 031.0002470 | IN LIC# 27290 | MI LIC# 192861 | WI LIC# 192861 | FL LIC# LO96019
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Bradley
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
As a real estate agent, I am usually on the other side of the table so I was bracing for the cumbersome process I have seen many clients experience. Brad helped us with a refinance and the entire process, from start to finish, went incredibly smoothly. As small business owners, our financial situation is more complex yet we were pleasantly surprised at how easy and flawless the entire process was with Brad. Communication was A+, process was A+, follow-up was A+ and the rate and terms we received were unbelievable! I am beyond impressed with Brad - plus he is a top-notch, honest guy with tons of integrity. I wholeheartedly recommend Brad to all. Thank you, Brad!