Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Jason & Shannon
Lance & Branka
Thomas F.
About Ben
Ben Mitas has been a mortgage Loan Officer for nearly 12 years. During that time, Ben has helped thousands of clients close on the best home loan programs at the lowest rates available. His knowledge, professionalism and dedication to clients are why many of Brevard's top realtors choose him as their trusted lender. He is consistently ranked as one of the best mortgage Loan Officers in the state of Florida, and in the top 1% of all Loan Officers in the United States.
Ben grew up as a corn-fed boy in Oklahoma, graduated college with a business degree in Virginia before finally settling down in Florida. A true testament to his drive and work ethic, Ben earned his MBA by taking night classes from Florida Institute of Technology early on in his mortgage career. His success today is the direct result of transparent communication, resourcefulness and attention to detail.
Ben's lifelong dream was to start a family. He now enjoys spending time with his gorgeous wife Megan and baby Alexandria Jade. Other interests include DIY home projects, playing golf, going to church and socializing with good friends. He cannot resist the allure of international travel, having been to 41 countries on 5 continents and counting. In 2016, Ben put his career on pause to take Megan on a seven month, 50,000 mile trip around the world. Highlights included scuba diving in the Great Barrier Reef, driving a motorcycle across Vietnam, hiking a crumbling section of the Great Wall of China, a weeklong ride on the trans-Siberian railway, tubing down a freezing Bavarian river on an inflatable pretzel, and capped off at the summer Olympics in Rio. Shortly after, he proposed to his wife at the bottom of the ocean in the Keys and then got married in Greece. Ben has an insatiable appetite for original artwork and colorful shoes.
FL LIC# LO37449 | OK LIC# MLO19257
Reviews
10 Reviews
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02/25/2019
user166767 from Rockledge , FL via Zillow
Ben was great at responding to all issues from pre-qualification letters during the offer process, through the loan approval, and then closing on-time without problems.
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02/19/2019
Erik from IND HBR BCH , FL via Zillow
While I was recommended to Ben by my realtor & I never met Ben in person, he was very responsive to our needs. He matched VA loan terms offered by my primary bank and had a much more personal touch via phone & emails. His office being locally based here in Florida I opted to work with him. I would highly recommend BEn and his team from Loan Depot to anyone looking to simply their own home-buying journey.
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02/12/2019
dguad007 from Palm Shores , FL via Zillow
Ben and his team made the mortgage process go very smoothly and stepped in quickly when a few issues surfaced along the way. We couldn't have asked for better service and attention to detail. Highly recommend Loan Depot!
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02/12/2019
scouncell from Destin , FL via Zillow
Ben was prompt in responding to the requirements I had when buying a home I wanted. It was a fast paced closing and attention to detail was critical. Ben came through with flying colors and helped me get a lower down payment, so I could afford the closing.
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10/25/2018
mr777pilot from Cocoa , FL via Zillow
Ben was OUTSTANDING in all respects.....really fast and very efficient. I had to give him minimal information and he filled in most of the blanks from there. Very friendly and helpful and even showed up at the closing so we could meet...a nice touch also...Thanks for everything Ben
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10/19/2018
Anthony Spero from Titusville , FL via Zillow
I would like to begin by saying I am an extremely tech savvy person. That being said, this process was exactly the experience I was looking for. I was referred to Ben Mitas by a friend whom recently had a new house built and used Loan Depot. The process was extremely self-explanatory and Ben is very knowledgeable. Loan Depot has a document portal where you upload all of you information. Ben immediately messaged me via text whenever something was needed and I would typically have it uploaded within an hour. Ben also helped me complete my sales contract since the transaction was happening between family members. I had my lawyer do a quick once over on everything and the process moved like a well-oiled machine. I highly recommend Ben Mitas and Loan Depot based on my experience.
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09/27/2018
lgethin from Palm Shores , FL via Zillow
We have used Ben 3 times now over the last 4 years. First time was for refinancing a mortgage, 2nd time for for purchase of a rental home and 3rd was a purchase of our new home. He is by far the easiest and most helpful mortgage professional I have dealt with. (There were others in states we lived prior to FL) Every question is answered and he explains so you understand the process. Ben will guide you through this with the most friendly attitude, you won't feel the nerves most people get when applying for a mortgage. His staff is just as friendly and patient. My husband was overly nervous and anxious about this since it was his first time selling a home, Ben and our agent Holly made him so comfortable and kept him involved and informed. We just love him!
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09/22/2018
wilkinstein from Rockledge , FL via Zillow
I wanted to give a special thanks to Ben Mitas for everything they did throughout my home buying experience. I have been a condo owner for years and things have changed since I made that purchase. Ben was always there to answer questions and made the process as easy as possible. Thanks again for all you work and information. You guys are the best.
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09/20/2018
monicamcc69 from Palm Shores , FL via Zillow
It was the most pleasant experience doing business with Ben Mitas at Loan Depot. He walked through different options and explained everything in detail. I highly recommend him and his company.
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09/02/2018
rsorelle2 from Cocoa , FL via Zillow
Ben informed me of the process, collected and reviewed all my information and processed and closed the loan on a quick timeline. Communication was excellent, process was smooth and no glitches.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Ben
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.