What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
With over 30 years of mortgage industry experience, there is a huge advantage to working with someone with a complete understanding of the mortgage process from start to finish. I listen to the dreams and goals of my customers and help them build future financial stability and make an informed decision by providing different options that will work for their individual situation. The majority of my customers become friends and I am privileged to be able to stay a part of their lives long after they have closed on their loan. Providing an unsurpassed level of service and mortgage information needed to make decisions, helps my customers make the best choices for their goals and provides an overall positive experience during the mortgage process. My customers are always prepared and comfortable when they go to their closing and have complete peace of mind in knowing they were guided by someone who cares.
Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.
LA | FL LIC# LO53727 | MS LIC# 89240 | AL LIC# 65029
Mortgage Education Videos
Jack Dextor from Blue Ridge , GA via Zillow
I have worked with Carol on another home and had a great experience. We wanted to buy a second home and worked with Carol again. She is always available to answer any questions and explains every step so we felt totally comfortable to buy another home. She is our lender for life.
faisalakhtar121 from Kenner , LA via Zillow
I always appreciate someone who is there for you to answer your questions and feel you welcomed. She is very kind, helpful and will make sure to help you out in every possible way. I believe she is my lender till the time I am here in New Orleans, Mandeville area
JF Gallion from Fairview , NC via Zillow
Carol is efficient, friendly, and found ways for me to save money! Top notch professional that was always responsive and knowledgeable. Took time to explain things.
FirstTimeRefi from Covington , LA via Zillow
Carol was a pleasure to work with! She explained to us that we could not only lower our rate but also shorten our term on our mortgage loan! We are now set up to have gained more equity when we sell our home in the future & have the ability to build the home of our dreams! We will definitely being using Carol again for our future mortgage loan!
llabadorf from Blue Ridge , GA via Zillow
We worked with Carol on the purchase of our house and it was the best experience we've ever had getting a mortgage! She was always available whenever we had a question, responsive to our needs and kept us informed during the whole process. Our closing was a breeze and the costs were lower than we expected. We highly recommend her!
jhcole853 from Montgomery , AL via Zillow
We had a difficult loan and Carol took care of us and walked us thru each step. She was there every time we had a question. We are so happy to own this home and it's because we had a great lender who helped us.
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I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.