What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Before starting in the mortgage industry, Carlos spent nine years as a real estate agent and property manager for some of the top real estate companies in the U.S.
After a successful career helping first-time homebuyers find and negotiate the right house for his clients, Carlos gained the knowledge and experience to now help homeowners and new buyers secure a loan that suits their budget and goals. With his personal commitment to his clients, he and his team process loan applications from start to finish. His team helps with mortgage refinancing and educating clients about their different financial options and make sure all the legalities are competently handled so that the closing goes smoothly, and they can take possession of their new property.
Whether you’re a first-time homebuyer, looking to trade up, deciding to downsize, or simply wishing for a change, Carlos can help you before you ever make an offer on a property. He’ll sit down with you and look over your budget, income, and savings, helping you get a clear picture of what loan type and amount is realistic. There are many factors to consider when getting a home loan—interest rates are only one element of the complete package. Carlos will help you consider all your options so you can concentrate on making the best decision for your needs.
When he isn’t assisting clients throughout the mortgage process, you can find him collecting used clothes and school material for his foundation, the Colombian Children Foundation. He’s also fond of creating educational events for the National Association of Minority Mortgage Real Estate Professionals. Carlos loves to spend his vacation with family and friends, horse riding and fishing in Colombia.
MA LIC# MLO1184356
Mortgage Education Videos
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Carlos MorenoPortsmouth Branch
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