Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Aaron D.
Christy Fletcher and Linda Cardoza were extremely knowledgeable, helpful. Both were so kind and politely (& patiently) guided me through the entire refinance process.
Roger M.
I had previous help with loanDepot and Christy a few years back. Nothing has changed, she and her staff are still the same welcoming people and professionals in their field of business. I could not ask for anything more from a great team at the Manteca loanDepot branch. I would use or recommend Christy and her staff 7 days a week. Did over and above in my buying a home and having the transaction go smoothly.
Barry L.
Great people helped. Very professional and answered all questions we had.
Gabriela R.
Christy was very prompt and knowledgeable. I appreciate how quickly everything was processed. She is mindful of her client's time. She is also very friendly and answered all of my questions. I really enjoyed working with her. I will recommend her to anyone I know that is looking for a home.
Cheila R.
I would like to thank Christy Fletcher & Linda Cardoza for all the hard work that they put in to help me. They are amazing, hard working and good at what they do. I would highly recommend loanDepot to everyone I know. I am 100% satisfied.
Arthur C.
Christy was very professional. Understood the situation. Worked very hard to see that we could close on time.
Surekha D.
Christy Fletcher and Linda Cardoza were amazing, professional and extremely helpful. I give them a 10 plus plus!
William T
Christy Fletcher was a joy to work with. Helped me through everything promptly and smoothly. I couldn't ask for a better person to guide me.
Melissa T.
Everyone involved in the process was professional, helpful, knowledgeable and got after it.
Patrick T, Stockton CA
Knowledge, professionalism, quick responses and always ahead of the timeline everytime!
Itzel M., Manteca
About Christy
Christy is a Loan Consultant who has been able to create loan solutions for specific mortgage needs. She works with a team of underwriters and processors to assist in funding each loan on-time, every time at loanDepot. Christy's success is due to her unparalleled level of service at creating unique loan solutions.
When considering the purchase of a new home, refinancing or obtaining additional property, please contact Christy for a personalized mortgage plan.
CA LIC# CA-DBO339398
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Christy
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
Christy Fletcher was very very knowledgeable and communicated the complex loan information clearly and in a way that was easy to understand. She was extremely pleasant too. Always available to answer questions or returned my calls of emails promptly. I couldn't ask for more! Thank you for having such exceptional people to guide me through this complex journey. Christy Fletcher was FABULOUS!!