Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Chioki
AZ LIC# 0925492 | CA LIC# CA-DBO554486
Reviews
6 Reviews
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08/04/2018
n2p7p999 from Goodyear , AZ via Zillow
Chioki knew what he was doing. He is very professional- and worked with me closly to help get me finance. Likewise, the closing cost just baffled me! I cannot belive how little he charged- for the amount of time he spent working on my loan. Also, he sacrificed his vacation and family to follow up on the process in order to ensure we closed in a timely manner. I highly recommend him.
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03/30/2018
John from Gilbert , AZ via Zillow
My family and I moved over to Arizona from California and were given Chioki's number from our real estate agent. He made things so simple and convenient that it didn't feel like we were applying for a loan at all. Any time we had a question or needed to get ahold of him, whether it was in the evening or on the weekend, he was available or made time for us. It an overall great experience and we will definitely be using Chioki and his team in the future if we purchase another home.
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11/08/2017
Gilbert , AZ via Zillow
Our old lender's underwriter denied our claim for insufficient information without asking for further documentation or clarification, due in part by our loan officer at the time not preparing our file properly. We were in fear of losing the house we fell in love with. Chioki came highly recommended from our realtor and he started my file that same day and was able to get the necessary paperwork transferred from our old lender and complete our mortgage approval, beginning to end, in just 7 days! All along the way he was there to promptly answer any of my questions with thorough and knowledgeable answers. We even ended up saving a few thousand on closing costs because of him compared to our previous lender. Would highly recommend and definitely plan on using him again if we ever purchase another home in the future.
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07/26/2017
Gilbert , AZ via Zillow
Chioki was a fantastic as our loan processor. He went above and beyond to serve our needs throughout the process. He was in constant communication, quick to answer questions, and supportive throughout our quick closing timeline. I would highly recommend his services to anyone needing a real estate loan.
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12/12/2015
Gilbert , AZ via Zillow
It is hard to rate someone a perfect 10 because you want others to take you seriously, but when it came to my loan officer, Chioki Wade, he earned a ten in all aspects of his duties and performed better than I could have even asked for. I consider myself fortunate that he was recommended to me by my realtor. Home buying is so stressful and it is never an easy task, but when you have people like Chioki on your side that are going to motivate you, guide you, and see you through all of the tough moments and into the great moments, it is worth the fight. Not only is he a man in business, but I found that he strictly works in the best interest of his client, me and my family. He was the most honest, compassionate, proactive, detailed, and helpful loan officer that I have ever dealt with and I feel sorry for anyone who does not have the opportunity to work with him. I will recommend him to everyone I know looking to refinance or buy a home.
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06/16/2015
Chandler , AZ via Zillow
I've worked with Chioki for our mortgage needs throughout the past few years and he's always taken great care of us! I'd He's very communicative, answered all our questions promptly as they came up and gave us a great understanding of the loan process! I recommend Chioki for any mortgage needs! Thanks again,
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Chioki
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.