What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
An accomplished and dynamic leader, Clay built his career on a network of referral partners through realtors, builders and other channels to enable his loan officers to realize the full potential of their customer and client relationships. He is a team-oriented leader with a passion for excellence and dedicated to sharing his extensive knowledge and experience. Clay is a skilled strategist and committed to the growth of a professional team that is focused on outstanding customer service and sustainable homeownership.
FL LIC# LO25340
Mortgage Education Videos
Tampa , FL via Zillow
Clay, Bill, and their entire team were the most knowledgeable, experienced, professional, and courteous team I've ever worked with. As a self-employed person, obtaining a mortgage can be daunting, but not with NFM. When I was shopping for a lender, many lenders told me I would have to take no write-offs for the next 3 years in order to show the most income possible on my returns, which left me feeling like it was going to be quite a challenge and long process. But when I contacted NFM Lending via the urging of my CPA, I never looked back. Clay immediately put me at ease and went into depth explaining exactly how the process works, what the lenders need and exactly what they look for. We were able to bypass the unnecessary no-write-offs the other lenders were telling me I had to do to qualify and, instead, Clay worked with me so I could qualify within just a few months. In fact, once I found a home, were were able to close on the loan and move in within just two weeks! No matter how many e-mails or phone calls with questions I had, Clay and his team were extremely responsive and courteous. I honestly think they have the perfect customer service model that any business should follow if they are serious about exceptional customer service and referrals. I'd use NFM again and I recommend them to everyone I know.
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Clay HigginsPinellas County Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.