What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
CA LIC# CA-DFPI283811
Mortgage Education Videos
Sarah Parker from Fremont , CA via Zillow
Cindy has always been fast and helpful when dealing with our mortgage needs. We have refinanced on multiple occasions. She has always helped us get low rates.
Janani from San Jose , CA via Zillow
Cindy is very prompt in her work and helped us meet our closing time as planned. She has always been quick to respond to all our questions and was approachable. She ensured we had a smooth transaction and was there to help us in every step. It was a great experience working with Cindy.
V N from MONTE VISTA , CA via Zillow
Over the last 10 years, Cindy has helped me with loans ranging from home purchases, primary and rental property refinances. She's great to consult with and will find the right product for your situation, whether that's an ARM or Fixed rate. And at the end of the day, she gets the loan completed, and on time, which is probably the most important as the escrow clock ticks down. Cindy has probably saved me hundreds of thousands of dollars on interest over the years, but most importantly, I consider her a trusted advisor for all of my real estate needs.
Aleck Lin from San Francisco , CA via Zillow
Cindy is my go-to person when it comes to getting a mortgage or doing a refinance for the last several years. She's extremely helpful and responsive and very knowledgeable about what needs to be done. The rate she quotes is always very competitive and there's no hidden fees or points that we wouldn't know about ahead of time. In other words, I love how transparent she is to work with. I would recommend her to anyone!
jes from MONTE VISTA , CA via Zillow
Cindy has been taking care of our home loan and refinancing for 10+ year. She is very experienced and can always find the loan that best suits our financial need. What we like about her the most is that she is straight forward and pleasant to work with. We have been referring her to our friends and family and they like her too!
Mohan from Milpitas , CA via Zillow
Cindy Liu is a thorough professional. She was extremely helpful in making sure we closed our home purchase on time and kept us informed throughout the entire process. We will definitely recommend her to anyone who needs a loan officer.
blessmychildren from San Jose , CA via Zillow
Cindy Liu did an excellent job with the purchase of my home. Cindy Liu is prompt, polite and easy going. When my anxiety kicked in and I got overwhelm, Cindy assured me that everything will be all right. She is very calm and had extra patience for me. She respond promptly to every text and phone calls. She was able to adjust the fee around to make it easier on me. I could not done this without her.
jefflin17 from West Menlo Park , CA via Zillow
Cindy is very professional. She got us to the closing table in a timely manner. She communicated with us throughout the process. Thanks to Cindy, we had a very smooth transition. We will definitely recommend her to anyone who needs a loan officer.
Emilie P from Palo Alto , CA via Zillow
It was a pleasure to work with Cindy on my refinance. She made the whole process seamless and always kept us informed. She was very helpful, accommodating, knowledgeable and quick getting back to my questions. We have work with her on several refinance in the past 10 years, always quick to close! Thank you cindy
Bay area buyer from Sunnyvale , CA via Zillow
Nothing but good things to say about the level of service and results Cindy was able to provide. Communication was fast and efficient. Cindy was able to anticipate and address everything that was needed for our loan well ahead of time. She pulled off a 30 day close of a jumbo mortgage over the holidays with time to spare. At the end of the experience I joked with her that 30 days was too easy and next time we will do a 21 day close.
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I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.