Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Derek
As a Senior Loan Officer with loanDepot, Derek has nearly 20 years of experience in mortgage lending. A native of the South Shore in Massachusetts, he has extensive experience working with both regional and national lenders across the country. Derek is highly skilled in fostering trust and making lasting impressions from the very first meeting or phone call and lives by the premise, under promise and over deliver. Derek’s highest priorities are to insure his clients will have a full understanding of how the mortgage process works, in addition, making certain the client has a full understanding of their commitment and responsibilities of home ownership. Derek is a strong believer in principals, morals, strong ethics and lives by the premise, under promise and over deliver.
Client’s handshake means everything to him. His career often finds him knee deep in difficult scenarios where his experience, perseverance, and passion for the mortgage business assists in finding him the proper solution. Whether a client is borrowing $100,000 or $1,000,000, both are as important to him and get his same attention and passion. Derek works primarily from referrals so his customer service is of the highest importance to him. His goal is that every client walks away feeling comfortable and appreciative where they would be willing to take the effort to pass his name along to their family, friends, and colleagues.
Derek graduated from Bridgewater State University with bachelor’s degree in Aviation Science. He currently resides in Braintree, MA and has a love for aviation and flying. When he is not busy tending to the needs of his clients, he enjoys volunteering at local animal shelters, golfing in summer, skiing in winter, and spending time with his family and friends.
MA LIC# MLO90235 | NH LIC# NH90235 | CT LIC# LO-90235
Client’s handshake means everything to him. His career often finds him knee deep in difficult scenarios where his experience, perseverance, and passion for the mortgage business assists in finding him the proper solution. Whether a client is borrowing $100,000 or $1,000,000, both are as important to him and get his same attention and passion. Derek works primarily from referrals so his customer service is of the highest importance to him. His goal is that every client walks away feeling comfortable and appreciative where they would be willing to take the effort to pass his name along to their family, friends, and colleagues.
Derek graduated from Bridgewater State University with bachelor’s degree in Aviation Science. He currently resides in Braintree, MA and has a love for aviation and flying. When he is not busy tending to the needs of his clients, he enjoys volunteering at local animal shelters, golfing in summer, skiing in winter, and spending time with his family and friends.
MA LIC# MLO90235 | NH LIC# NH90235 | CT LIC# LO-90235
Mortgage Education Videos
Reviews
10 Reviews
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05/21/2020
Delores Facey from via Zillow
Derek is definitely my go to Lender. He is very knowledgeable on the current market and very thorough with his research. He is quick to say let me get back to you if he doesn't know an answer to a questions which proves to me that he wants to make sure that they information conveyed is accurate. He is honest and straightforward and is quick to answer the phone or return a text. I couldn't have asked for a better Lender.
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05/16/2020
mthomp75 from via Zillow
Derek was a pleasure to work with during the entire loan process. He was extremely professional, attentive, and thorough. He took the time to answer my (numerous) questions and explain each step along the way. When something changed, like the process for closing, he let me know right away. I value strong communication, especially during something as significant as a home refinance, and Derek went above and beyond. He knows what he is doing, and you can tell he takes great pride in making the experience as painless and straight-forward as possible for his customers. I highly recommend Derek and would happily work with him again. He is a true asset to his company. Thank You, Michael Thompson
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03/18/2020
zuser201906111101209 from via Zillow
Derek came highly recommended to us by my son, who refinanced about a year ago. Since this was our first refi, we were a little unsure of what to expect. Derek was amazing, made the entire process from start to finish not only a pleasure, but easier than we ever imagined. He was available any time i needed to talk, which was pretty often, and answered all my questions in a way they could be easily understood. It was clear from the start that he had our best interests at heart and worked hard to get us the beast deal possible. We started out with a mortgage broker, and ended up with a friend. I would highly recommend Derek and would plan to use him again if the rates ever drop lower than what we have now. :)
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01/14/2020
zuser201502240618279 from via Zillow
I knew nothing about home buying and Derek was able to clearly articulate each step to me so i was able to take notes and understand the process. He was always available and I felt comfortable calling anytime I had a question.
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12/11/2019
Ryan B from via Zillow
Derek and his team were incredible to work with. They answered any questions I had during the refiance process. As we got closer to the closing there was sometm things that had to be handled and rearranged and Derek went well out of his way and business hours to make sure everything was resolved and the closing didn't have to be moved. I would highly recommend Derek to any one I know that is purchasing a new home or refinancing. Overall great experience
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12/04/2019
shawn from via Zillow
Derek was excellent to work with. He made the entire process easy and simple. I would definitely use Derek again in the future, and would highly recommend him to family and friends!
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12/08/2017
Evis M. from via Zillow
Derek is amazing! I have now bought three homes and refinanced with Derek and I could not have asked for a better Loan Officer. Derek is hard working, dependable, reliable, and always one step ahead allowing for my closings to go by smoothly. If you are on here looking for a loan officer look no further because Derek will handle your closing with care!
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09/21/2019
Marc Paretchan from via Zillow
This is the second time we used Derek for a refinance and after the 1st time, it was a NO BRAINER to contact him for this one. He is extremely knowledgeable, helpful and reliable. Any type of refinance on your mortgage can be a stressful time and Derek makes it more manageable and worry free. I would not hesitate to recommend Derek to anyone looking for any type of loan/mortgage regarding their home.
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09/18/2019
Nathan Yeagher from via Zillow
Very knowledgeable and experienced! From start to finish, Derek made the process seem easy. Great communication throughout and is ALWAYS available if you him. Moving forward, I would look nowhere else.
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09/05/2019
Lindsey W from via Zillow
Derek recently assisted with the loan in a private home sale for a friend of ours who purchased my husband's property. Derek was very helpful throughout the process, especially for our friend who had never purchased a home before and the process was entirely new to him. Derek is very knowledgeable, with many years of experience, and is always responsive and professional. I highly recommend Derek to anyone looking for a lender.
Calculators
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