What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
David's entrepreneurial spirit and talent for numbers brought him into the mortgage business over ten years ago. Throughout his career, David has worked in a variety of mortgage capacities, including years spent as a branch manager, production manager and senior loan officer.
David is first and foremost an advocate for his clients. He is highly skilled at clarifying the intricacies of the loan process and staying on top of ever-changing mortgage guidelines. "Buying a home will be the most important financial decision in someone's life. I love working collaboratively with my clients to achieve their goal of homeownership and put them on the path to building long-term wealth." David's dedication to his clients and sales record earned him numerous awards for top performance and was even ranked in the top 10 nationally at the end of 2015.
In addition to his professional experience, David is passionate about education. He is an active member of the National Society of Hispanic MBA's - an organization working to foster Hispanic leadership through graduate management education.
In his free time, David enjoys watching all kinds of sports. During baseball season, you can find him glued to a St. Louis Cardinals game or watching the Formula One Monaco Grand Prix.
You can find David at the St. Louis Branch. Feel free to contact him for all your home financing needs!
KS LIC# LO.0036594 | IN LIC# 22601 | IL LIC# 031.0031311 | MO LIC# 3400-MLO
Mortgage Education Videos
KyleneLottman from Lake Sherwood , MO via Zillow
I would not have been able to purchase a home without David's help. He helped me increase my credit score over 60 points in less than 30 days. He also walked me through getting my self employment counted in my income. He is knowledgeable and doesn't talk to you like you are stupid. He also doesn't sugarcoat or lie about what he can and cannot do. I would recommend him to anyone not sure about qualifying for a mortgage.
Cory Davis from Washington , MO via Zillow
I appreciate David’s tenacity to see that all the details we’re communicated well and also have the knowledge and expertise to see ahead and know how to anticipate challenges while having a strategy to overcome any obstacles. I felt like David was on my side and had my best interest in mind.
jandmgrayson from Fenton , MO via Zillow
David got me a wonderful deal on a refinance. He was able to lower more than 1.25%+ and saved me $240,000+ in payments. Saved me 13 years of payments and my current payments are only $320 more than before. He is an honest person to work with. Patient throughout the process and beat the the completion by far.
Don and Stacy Clark from Springfield , MO via Zillow
We started this journey with David and never have we experienced such honesty, integrity. David was always available either thru texts, email phone calls 24-7. You can see and feel the passion from David in doing his job correctly, and completely. He always answered our questions and had no doubt he tells you the truth. Qualities like that are hard to find anymore. We will recommend David and loan Depot to anyone. David made the process of buying a house painless. David has become a part of our family. Hopefully we will get the privilege of meeting him in person. We truly believe that if David can't do it, it can't be done. So if anyone reads this review I would guarantee that David and loan Depot is where everyone needs to go through and talk to.
rseigart from Springfield , MO via Zillow
David was very helpful in the entire process he was knowledgeable and responded well to questions. This was my first home purchase and he made the process seem effortless.
Carlton Nix from Old Mill Creek , IL via Zillow
I was cautioned about getting my VA Loan through a large lender, but I'm glad I went against the warnings. David is absolutely amazing at what he does. This was my first home purchase, and it was so overwhelming at first, but he was able to explain everything at every stage of the process (sometimes more than once if I asked) and made me feel confident about buying my first home despite my low credit score. If you are a first time home buyer, I can't imagine how any lender could be any better than David.
Krystal Dillon from Centropolis , KS via Zillow
I ran across David's name while reading some blogs about VA loan options. A few weeks later my husband & I unexpectedly fell in love with a home during a Saturday morning showing. Several others had also been through the home that morning before us and offers were coming in WHILE we were seeing the home. Hurriedly, I reached out to David. He was more than happy to complete our pre-approval process over the phone.....on a Saturday. Within an hour we had our letter and were able to submit an offer that was accepted. In just under 30 days from the time our official loan application was completed we closed. David made the whole process smooth for us even with our extenuating circumstances of my husband being deployed overseas. David genuinely cares about his clients and is VERY knowledgable. We HIGHLY recommend him to anyone seeking any type of lender services. Thank you David!! Sincerely, Shawn & Krystal-Happy Kansas Customers
Lee's Summit , MO via Zillow
I found David when I started looking for a house and boy am I glad I found him. At first I was discouraged by my credit but David told me to try it out and I'm happy I did. David gave me the steps I needed to take in order to get financed and helped every step of the way. He was very clear in explaining things to me and refrained from using industry jargon. I didn't think I would find financing but David made it happen and helped me get a great interest rate. I would recommend David to any of my friends and family, in fact i already have.
O'Fallon , MO via Zillow
David is a very well versed, professional and educated individual. I had been trying to purchase my home for over a year, as I was renting. David stuck by me, and made sure that I understood everything, and he made SURE I got my house! It took a long 4 months, but he made sure I got the loan that was best for me. It was rough, stressful, but totally worth it! He made it so much easier, and made me a homeowner, which I never thought would be possible. Thank you so much for your hard work, David, I highly recommend you. Kimberly Brzostowski
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