Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Doris E.
About Debbie
Debbie & Gary Cote each have 25+ years in residential real estate lending with highly developed technical skills in all areas of lending including but not limited to First Time Homebuyers, High Net Worth Buyers, FHA, VA, State Bond, Down Payment Assistance Programs, Renovation, Investment Loans, Relocation, Foreign Buyers, Construction Lending and all types of Residential Refinancing.
We pride ourselves on providing extraordinary knowledge and service which enables our clients and partners to refer their friends and family with the confidence they will be well cared for.
We are members of the Women’s Council of Realtors (WCR) and King County Association of Realtors. Gary is also past president of the Canada-American Society of Washington, a social/business group working in conjunction with the Canadian Consulate.
Our goal is to provide solutions to meet your needs and clearly communicate them to you.
Our commitment to you:
- To provide solutions to meet not only your short term goals but long term goals as well and clearly communicate them to you.
- We will assist in setting up a plan so you are ready when the time is right
- We continue to educate you as financial information changes.
- We provide a high level of service that assures your repeat business and/or referrals.
If you are considering purchasing or refinancing a home or have a friend or family member please make us your next call.
WA LIC# MLO-42263 | ID LIC# MLO-2080042263 | AZ LIC# 1000950
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Debbie
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.