David Kowal

Loan Consultant · NMLS: 1712304

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Our Process

What to expect

We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!

Step 1

Apply online

Step 2

Connect & verify documents

Step 3

Contact your loan officer & lock your rate

Step 4

Loan closes & funding is received!

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Client Testimonials

Why we should work together

David was extremely helpful and professional in guiding me through this process and getting a great deal. I highly recommend him.

Trevor N.

Great guy, very professional, and patient. It took me about 6 months to be ready and he helped me along the whole way without any pressure. Would highly recommend.

Brandon B.

David helped my wife and I secure a loan at an exceptional rate, helping us purchase our first home. He led us through the process with professionalism and was quick to respond to our rapid offer and quick close, helping us land the house of our dreams.

We had no issues and felt extremely comfortable that were making the right decision with the options in front of us. We highly recommend working with David!

Sean H.

David is an exceptional loan officer. He was responsive and thorough and ensured we were included and informed in each step of the process. Being a contract employee my income can be tricky to deal with, but he went above and beyond to ensure it was appropriately quantified and we were approved for the appropriate loan amount.

Nicole B.

David is very professional and worked very hard to get my husband and I approved for our home loan, we are very happy, We definitely recommend David.

Marisol P.

About

About David

As your trusted loanDepot loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
AZ LIC# 0938211
WA LIC# MLO-1712304 | CA LIC# CA-DFPI1712304 | ID LIC# MLO-2081712304 | OR