What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
I am so thankful I was referred to Dave. Every time I sent him a property I was interested in, he would immediately crunch all the numbers and give me an estimate for what I could expect. He even found a great, more affordable first-time home buyer program that I was qualified for, which two other lenders never mentioned. Once I found “the one”, Dave was reachable right away and sent me the estimates for total cash to close and monthly mortgage payments. Once my offer was submitted, he gave the listing agent a call on my behalf to ensure I was a well-qualified client of his, which helped make the sellers feel very confident in accepting my offer. Dave then put on his “running shoes” and committed to an exceptionally fast close! I can’t recommend Dave enough; I’ll be referring all my friends and colleagues. Thanks Dave!
We worked with Dave this past summer on a refinance of our home. He was extremely responsive, supportive and available to us. We've had some challenging experiences in the past with loan officers who were hard to get in touch with, and Dave was a wonderful surprise . . . we felt valued and supported by him every step of the way. His years of experience in the field also served us well, as he understood and could explain all the parts of the mortgage process. We recommend him highly!
Dave was so helpful in making the loan process easy for my husband and I. He was always available for questions that came up. He was very knowledgeable about the different types of options available and explained them in detail to us. We are very happy with Dave and highly recommend! He made what could have been stressful experience feel simple :)
Dave was so great! He was completely helpful and worked hard to figure out how to work through some barriers. He was very knowledgeable and it was a very smooth process for two first time home buyers. We are so glad we worked with him!
Adam and Lauren P.
My wife and I purchased a For Sale By Owner property that needed work, a VA loan, and a very busy hard to reach seller. And on top of everything we were trying to sell our other home to meet the debt to income ratio.
There were a lot of issues that came up and Dave porter was ready with an option and/or a recommendation.
We ended up not being able to sell or other home prior to closing, but Dave came up with another option for us. This option allowed us to finish closing on our new home while waiting on the sale of our old.
My wife and I have nothing but praise for Dave Porter. If you want a great Loan Officer who actually cares then reach out to him.
I highly recommend Dave Porter for your loan officer. Very knowledgeable and conscientious. He prepared my paperwork in a timely manner and was always available to answer any questions I had. Highly recommend.
Working with Dave Porter on our last home loan made buying a home really easy. He was always really quick to get us quotes based on different loan amounts and down payments and walked us through all the different costs that are included in closing. He was available to answer questions whenever we needed, and would proactively check in on the status of our offer and closing. Thanks for your help and all your hard work Dave!
Dave Porter was the best. He made my first experience of buying a home phenomenal. Dave made the process simpler and quicker than I'd ever imagined, despite the distance. I wouldn't recommend any other loan officer to assist you in buying a home! I will never forget this experience thanks to Dave! Thank you, thank you, thank you!!!
Dave did a great job for my wife and I when we recently purchased our house. He made the process very simple, and notified us very quickly when there were updates, or something that we needed to do. I felt really secure using Dave and would recommend him to anyone that is purchasing a new home.
Dave has been in real estate and lending for over 35 years. Simply put, Dave is a mortgage expert. His exceptional performance over the years earned him multiple industry designations, including awards from the National Association of Home Builders (NAHB) and the National Association of Realtors (NAR).
Dave characterizes his approach to lending as relational, not transactional - a philosophy that enables him to profoundly impact his client's lives and cultivate lifelong relationships. "I look at all sides of the transaction and weigh the options that align with my client's short and long-term objections. Some would say, I'm a mortgage puzzle master."
In his free time, Dave spearheads economic development opportunities aimed at improving the environment. As a certified green professional, Dave volunteers his insight and expertise for affordable green housing projects in the local community. In his free time, Dave enjoys cooking, solving puzzles and traveling the world with his wife of over 40 years.
If you’re ready to explore your home financing options, Dave serves both Washington and Oregon.
WA LIC# MLO-483876 | OR | CA LIC# CA-DBO483876 | ID LIC# MLO-2080483876 | AZ LIC# 1016308
Mortgage Education Videos
PSF from Ashland , OR via Zillow
When buying a home during a strong seller's market, a responsive, experienced lender can make the difference between getting the house or not in a multiple bid situation. Dave was always available to help make sure I had the best chance of getting my home. The process went smoothly and so quickly that we could have closed earlier than expected.
SMaple from Applegate , OR via Zillow
We just worked with Dave to refinance our home and do a cash out to make some home improvements. We weren't sure exactly what we wanted, and asked him to run a bunch of different scenarios for us, which he was gracious enough to do. He then guided us toward the option that was best suited to our needs and that would help us reach our goals. The process was quick and painless. Everything that could be done digitally was, with only one quick in-person signing so we could avoid Covid exposure all the while. Hopefully we won't be going through this process again anytime soon, but if we do, Dave is our guy!
MGaddis from Medford , OR via Zillow
Dave did 2 loans for us; a purchase and a refi. He got us the best rates and worked overtime to get the purchase loan done on time. Process was pretty easy without a lot of extra that some lenders put you through. He knows his stuff and his people and gets it done. I’ve already referred 2 people to him and will again.
Kendall E. from Ashland , OR via Zillow
Dave is such a nice guy and worked around the clock with us! He was even answering his emails on weekends and after business hours to ensure all our questions were answered and that we always felt in the loop with what was going on. I would highly recommend Dave to friends and family looking to buy a home or with any loan needs! Thanks Dave!!!
jfh simpson from Seattle , WA via Zillow
Went through a recent Refi w/Dave and LoanDepot. Very fast and easy service, and clear on what the needs were. Got it done quickly and locked in a good rate!
Sean from Snoqualmie , WA via Zillow
We used Dave Porter to secure our mortgage when we first purchased our home over a year ago. We did not use Dave on our first home and the difference was night and day. We were completely WOWed by Dave's communication and service, so it was a no brainer to come back to Dave when we wanted to refinance. I can tell you we were just as impressed and pleased the second time as we were the first. He alleviates stress and creates clarity. We would give him 6 out of 5 stars if it were an option. Could not recommend Dave enough.
Jason Klug from Edgewood , WA via Zillow
As a first-time homebuyer, there were a lot of unknowns to me in the process of getting a loan. There were a lot more parts to it than I had expected going into it, from the preapproval for properties to all the documentation. Fortunately, Dave is very knowledgeable and fast to respond when plans needed to change, so any downtime through the homebuying process was never due to anything on his end. He was able to quickly and clearly explain everything I needed to know before things came up, so I was never blindsided by the process. Not to mention, he made sure that I was able to get a good rate so everything worked out perfectly. For a stress-free process, Dave is ideal to work with.
MARILYN MOORE from Ashland , OR via Zillow
Dave is a great communicator and completed our loan in a reasonable time. He always answered the phone, followed through on paperwork. I would definitely work with Dave Porter again.
Jeanne Miller from Ashland , OR via Zillow
Dave made the process easy and efficient. I appreciated his guidance and his knowledge. He was great to work with. He worked hard to make the process work for me.
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.