What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
CA LIC# CA-DFPI391473
Mortgage Education Videos
Jeremy S. from Anaheim , CA via Zillow
If you are in the market for an experienced loan officer - I’d highly recommend Edgar Frias. I’ve now utilized Edgar twice (for a purchase and a refi); both times have exceeded expectations. Edgar exemplifies professionalism, easily guided me through the process, and was always there if needed. Any future needs for my family and I will 100% go through Edgar and his team.
Mike from Laguna Beach , CA via Zillow
Edgar has handled multiple refinancings for us now and each has been great. He’s super attentive and responsive. My wife and I both have busy schedules and he’s always great at accommodating us and keeping things on track without being pushy. Very proactive. Highly recommend!
RJS from Vista , CA via Zillow
We refinanced our home with Edgar and he was great to work with. We'd only bought a home once before, and never refinanced, so the entire process was unfamiliar to us. Edgar gave us an idea what to expect, and kept us updated periodically on what was next, and how close we were to closing. He answered all our questions and addressed all of our concerns and made the process very smooth and stress free. I would definitely recommend Edgar to anyone looking to purchase or refinance a home.
Marc from Irvine , CA via Zillow
Edgar did my family’s first refi about 6 years ago and it went smoothly. So when the rates dropped even lower Edgar and my current bank was the first calls I made to start the process. Not only did Edgar beat the other guy but the differences were night and day. Being self employed the process and paperwork can be daunting but Edgar made it super and easy and was there ever step of the way. I highly recommend Edgar with all my lending needs. Edgar...I’ll be calling you again if the rates keep dropping. Thank you for everything!!!!
Otto Jimenez from Santa Ana , CA via Zillow
Edgar did an outstanding job refinancing my VA loan! He is professional and has very good communication skills. He explained everything in a way that was easy to understand. Had very good follow up and kept in contact with me. He kept all of his promises and delivered on time. Thank you Edgar for helping us and especially for making it so easy!!
Grisel from Riverside , CA via Zillow
This review is far overdue, but did not want Edgar Frias to go without being recognized for the valuable assistance he provided my husband and I with our first home purchase. As first time home buyer’s, my husband and I knew nothing of the industry. All we knew was that we wanted to buy a house and that we were going to possibly run into many obstacles in the process. Initially we were working with a recommended real estate agent that used her own lender for the loan process. Having limited knowledge on the industry, we wanted a second opinion on the loan we were being offered and that is when we found Edgar Frias. Edgar agreeably reviewed the paperwork and discovered that the interest rate was very high based on my credit score and basically we were getting ripped off by this lender. Thankfully Edgar agreed to assist us with the process. Edgar patiently addressed our concerns, answered our calls/texts/e-mails promptly, was able to offer us a better loan with a much lower interest rate, and was with us every step of the way. At no point were we left in the dark. My husband and I are very grateful for Edgar‘s expertise, willingness to help, and fantastic attitude! I would not doubt going back to Edgar for any further assistance we may need and highly recommend him!
Arwa Ghalawan from Fishers , IN via Zillow
I’m really glad that I worked with Edger, he’s very professional and finishes everything on time. I really like how he explaines to me all the details and he makes sure I understood all the things that I don’t know. I recommend him to anyone who’s interested in buying a house.
Rinaldo from Atlanta , ID via Zillow
Edgar has helped me with multiple property purchases over the past few years. He is the most honest and reliable mortgage lender in the business. He is my first and best choice when I need a mortgage loan!
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