Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Emanuel
Using over ten years of mortgage experience, Emanuel has quickly become a trusted lending partner among clients and industry associates. He actively goes out of his way to provide exceptional hands-on experience and prides himself on product and process knowledge, making every effort to source the best loan for each borrower’s needs.
Emanuel originally joined the industry after first working in banking. He then transitioned into mortgage and has been in the business ever since. Years later, Emanuel still enjoys helping others achieve their homeownership goals. Taking part in his borrowers’ most important financial decision is what drives him to do his best each day.
Outside of the office, Emanuel enjoys spending time with this family, traveling, cooking, occasional golfing and sporting events. You can find Emanuel at the Santa Maria branch. Please contact him for any of your mortgage financing needs!
CA LIC# CA-DFPI459573
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Emanuel
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.