As your trusted loanDepot loan officer, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!>
CA LIC# CA-DOC242944
Here's what my clients are saying...
“Frank , Thank you for taking the time to listen to my needs, identify my current challenges and provide me with solutions. I appreciate your professional and generous manner. I look forward to continuing the process of refinancing my home with your guidance and experience.”
Alana B., CA
“One day my wife and I received a mailer from Frank regarding our current mortgage and the PMI we were paying and the possibility of having that removed. It was as if our minds were being read because we had just been thinking about trying to get the ball rolling to remove PMI but didn't know where to start. I reached out to Frank and within the same day we were going over our options. After discussing these options with my wife we decided to maybe try to have our current lender remove the PMI for us. Frank himself suggested to give it a try and to let him know what happens. Basically our lender gave us the same mumbo jumbo of the 80/20 ratio and that our home would have to appraise for well over 100k than what we paid for it. So that route was not an option. So we went back to Frank and started the process of our refi. Within a month the process is almost over. Everything has been smooth sailing all throughout. Our final numbers look to save us $360+ on our monthly mortgage and also allow us to bank two payments. It has really been a pleasure to work with Frank and his whole team at loanDepot. We definitely will be referring friends and family to him in the future.”
Art G., CA
“Had a great experience with Frank. I got a letter about possibly refinancing my home. Since I used the HERO loan to get a new roof and solar, my payment was about to jump up about $600 a month. I talked to Frank about my options and using a refi I was able to pay off my hero loan and pay a couple hundred less per month. I liked that Frank wasn't pushy he just gave me the information and let me make my own decisions. I have worked with people in the past who are condescending when dealing with you but Frank was very respectful. Definitely going to recommend him to my family and friends.”
John C., CA
“We are very satisfied and happy with the outcome of our refinance process we just completed with Frank Menjivar and his team, especially Carol Vandernaald, at loanDepot. We received a letter from Frank in the mail and everything he said in his letter was true - he even went above and beyond to get us a second loan to help us pay off some bills. Frank is professional, hardworking, quick to answers calls and communicates effectively. Even though the process is inevitably frustrating at times, Frank and his team made it a smooth and satisfying one for us. We highly recommend him! Thank you Frank Menjivar!”
Kristi D., CA
At first I was a bit reluctant to go to Frank (my husband set up the whole meeting with Frank) because I thought it will be the same thing all over again wherein a person will call and promise us that he/she will help us take our PMI off of the loan, etc., but then later nothing will happen. It’s just the feeling of disappointment over and over again; they get your hopes up but the end results are frustrating. My whole belief changed when I met Frank the very first time my husband and I met him in his office. Frank gave us presentation on how our mortgage looks like in different scenarios. There are options which I liked. He gave us Plan A, B, C. He told us what will happen if Plan A does not work out , and what Plan B and C entailed. Needless to say, everything worked out great as we are now out of PMI :-). I know how it is to be reluctant but I suggest you get Frank to help you with your mortgage. You do not have an obligation to go through with him, just listen to him and decide. I think the dedication he puts on every client is the difference between him and the rest of the people who kept calling us in regard to our mortgage. Good luck to everyone who needs help with their mortgage, I do hope that you meet a person like Frank Menjivar. THANK YOU FRANK and YOUR TEAM for helping us.
Maricel P. , CA
“Frank initially sent me a letter in the mail for a refinance. I get so many letters as a homeowner that I usually throw them away. I called him and I'm so glad I did! My transaction ended up saving us hundreds each month! Frank and his team at loanDepot are fast and very professional! Frank is always available, even on weekends, which you may not find at bigger banks. I can honestly say that if Frank were my neighbor, I'd invite him over for a dinner party because he is a great person as well as a true professional! He is also not the type of person to put a lot of pressure on his potential clients! Overall, wonderful experience with Frank and the other office professionals at loanDepot! I will send my friends his way for sure!!!!”
Travis F., CA