What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Mortgage Education Videos
Christina from Irvine , CA via Zillow
Howard is hands down, the best loan officer I have ever worked with! My husband and I were in escrow with another lender, and at the last minute they said they could not close the loan. We ended up connecting with Howard and he bravely took on the task of starting a new loan for us with less than two weeks left to close on escrow and WE CLOSED on time!!!! His ability to communicate and letting us know up front what to expect and answering ALL of our questions really showed his expertise and professionalism. We are extremely happy and will be recommending everyone we know. Howard is such an honest and genuine person who really wants the best for his client’s and it really shows! Thank you, thank you, thank you!!!
zuser201711291101267 from Los Angeles , CA via Zillow
I can not recommend Howard enough. He was there every step of the way, throughout my mortgage process, and helped me get through some of difficult days with ease. He is very ambitious and cares about his clients. If you want a great person on your side when buying a house, then Howard is your person! He is the real deal!!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Howard ChoTustin Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.