Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Ira
Ira has been instrumental in serving the local communities, bringing 20+ years of invaluable experience in the industry. Ira began her career in the banking and financial sector in 1999. Since entering the field, she has worked in the title industry as well as processed and underwritten mortgages. These positions have equipped Ira with a wealth of knowledge which have proven to be extremely valuable in originating thousands of mortgage loans for her clients.
Whether it be a first-time home buyer or an experienced investor, Ira is always ready to design the perfect loan to match her clients’ needs, no matter what hurdles stand along the way. Because of dedication to serve her clients, Ira ensures that each borrower receives superior guidance as they pursue one of the most personal investments of their lifetime.
She has been married to her husband Nicholas since 2013. When she’s not finding the perfect loan for her clients, Ira enjoys playing tennis and spending time with her golden retriever named Fico.
Ira is thrilled to share her skill set and loanDepot’s product line with all clients and industry associates. You can find Ira at the Nashville branch as well as in the Virginia’s Hampton Roads market.
TN LIC# 159772 | VA LIC# MLO-27743VA | NC LIC# I-173876
Reviews
6 Reviews
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06/22/2018
qtsherry from Newport News , VA via Zillow
Ira and her production associate were the most helpful duo ever! They were a modern day Batman and Robin. There was never a call or email that went unanswered. Ira’s knowledge of the business saved me a lot of money and hassle as I was purchasing a VA REO property.
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12/01/2017
Newport News , VA via Zillow
Ira was such a pleasure to work with. She went over and beyond, having authentic conversations with me throughout the loan process. She was able to assist me in identifying loan programs and advising me options that would meet my needs as a single woman. My homebuying process took longer as a I could not find a home that I liked for several months. Ira always made herself available and accessible, reaching out to me over the weekend if needed to make things happen. I would highly recommend her. Her production assistant, Christina is also a rockstar as she really work intensively with me as the underwriting process and documentation process began. She constantly reassured me when I was going through the process as I was very nervous as first time homebuyer. They both were great about answering all of my many questions. Both of these ladies will truly make your life easier as you are navigating the financing of your home.
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06/12/2017
Newport News , VA via Zillow
I first contacted Ira when I was only dreaming of purchasing my first home. She was able to help me get a realistic picture of what I needed to make that dream come true. Fast forward 3 years later, I emailed her and she remembered me. She helped me through the whole process, even in giving me realistic scenarios of what I should look for and how to handle certain situations. To me that is invaluable. She is one of a kind and I would not want to work with anyone else. For my next purchase, she will be my first and only call. Ira is someone that you would want to work with if you are looking for a genuine, caring, and professional individual that is honest and has your best interest. You will not regret it, I didn't.
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06/09/2017
Hampton , VA via Zillow
Irina was a complete pleasure to work with. She kept my wife and I completely informed throughout our buying experience. Her attention to detail was absolutely amazing and I will not EVER use someone else for any mortgage we ha ê in the future. Her assistant Marty was equally fabulous and was amazing getting everything completed. You will not at all be disappointed if you choose these ladies to handle all of your mortgage needs. We were beyond blessed to have found them!!!
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12/30/2015
Hampton , VA via Zillow
Irina and her team were amazing. Very attentive and kept me in the loop for the entire process. There were a few snags mostly on my part, but her and her team handled them in stride and the process was very swift!
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12/29/2015
Yorktown , VA via Zillow
This was hands down the smoothest and most stress free house buying experience we have ever experienced. Irina and her team are consummate professionals. They took care of us from start to finish and made sure all our needs were met and more. Ms. Hines will go above and beyond for you! We will be sending all our friends and family her way from now on out.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Ira
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.