Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Judy
“It was clear from the very first discussion that she was looking out for our best interests and truly wanted to make sure all our questions were answered.”
"The mortgage financing process can be confusing to say the least. She is very detail-oriented, which is a necessity when going through all the steps required in securing the financing."
"Additionally, she explained any unclear language and was upfront about all costs, setting herself apart as a true advocate for the buyer."
Judy is often seen volunteering at events throughout the community, including food and book drives and at military veteran’s service events. Judy is also a member Northeast Association of Realtors, and serves on the NEAR community service committee.
Judy lives in the Newburyport area with her husband Tim and has three adult children. She is a cooking enthusiast and enjoys hiking, paddling and skiing with family and friends.
ME | MA LIC# MLO1114361 | NH | FL LIC# LO53363
Mortgage Education Videos
Reviews
10 Reviews
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06/14/2021
Madhur from Dedham , MA via Zillow
My fiance and I just closed on the perfect single family home and have financed it from LoanDepot through Judy's help. We cant say enough positive things about working with Judy. From day one to closing she was extremely responsive via email and phone. She has to be the most responsive and patient person on this planet. As first time home buyers this was completely new to us and she patiently went through the whole process, step-by-step, answering all our questions to our satisfaction. She was extremely easy to talk to and explained things in a way that made sense to us and finally got us a great mortgage rate. She also went out of her way to help us during the offer for the house. We definitely believe that her actions and advise were part of what led us to getting our new home. It was an absolute pleasure working with Judy and we would highly highly recommend her!
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03/17/2021
JennyC from Weymouth , MA via Zillow
Judy was amazing to work with! We found our dream home and she was able to get us what we needed to make an offer THAT DAY! The entire process with Judy was so quick and we ended up being able to close early. I cant recommend her enough! She was always available to answer any questions we had and always responded SUPER quickly no matter what the time of day was. I cant recommend her enough and will never use anyone else for a mortgage.
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12/14/2020
Ashley C from Everett , MA via Zillow
I was coming off a bad experience with the initial lender I spoke to...within moments of reaching out to Judy, we were on the phone reviewing my details. She is quick and to the point but so incredibly kind and thoughtful from start to finish. She responded to almost every question immediately (even weekends) and I was walking into open houses and every step in the process with confidence of where I stood with my offer/loan. When placing offers (which can be intimidating), I felt like I had someone in my corner. Judy is great a job but also just a generally good person to work with. I cannot recommend Judy enough!
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10/31/2019
Christine Mello from Chelmsford , MA via Zillow
Where to begin! I cannot say enough about how lovely my husband and I's experience with Judy. She is SO patient with every question and pays attention to every detail. Judy was referred to us by my sister (who also had a wonderful experience) and I couldn't be happier and thankful to have met Judy and worked with her. From beginning to end the whole experience was wonderful. She makes you feel like family and really does work with you to get the best and greatest options out there. Judy was our saving grace and she will forever hold a special place in my heart just for being so amazing! I miss our weekly chats! I recommend everyone to give Judy a try! You will not be disappointed! Thank you SO much Judy!!
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02/12/2019
user15246418 from Salem , MA via Zillow
Buying a home is overwhelming and having a lender you trust is crucial. Judy was so helpful and happily answered ALL of our many questions. We really wanted someone to hold our hands through the process, and Judy was just the person we needed. We will absolutely work with her again and would recommend her to anyone.
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11/12/2018
CK62 from South Hampton , NH via Zillow
Professional, personal, fantastic! Judy goes beyond the typical Loan Officer necessities by personalizing the experience. She worked tirelessly to get me best rate on 30 year mortgage to fit my need. As a business owner, I often travel out of state which doesn't afford me time to always follow through on outside needs. Judy stepped in, handled many aspects of my loan requirements (even on weekends) to ensure all documentation completed on time. Professional. Personal. Fantastic!
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07/03/2018
Mike from Chelmsford , MA via Zillow
We worked with Judy over the past few months while we searched for a house, and she was a delight to work with. She explained the process very clearly and answered all our questions right away. She kept us in the loop and made sure we were on track for our closing with frequent updates. She made what I would imagine to be a difficult process very simple and stress-free. I would highly recommend Judy to anyone.
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07/03/2018
Ariana from Chelmsford , MA via Zillow
As a first time home buyer, my husband and I had so many questions and concerns. Judy went above and beyond to not only answer our questions, but to educate us and make sure we were 100% comfortable with everything we signed. And she was very responsive at all times. For such a big life event, I couldn't have asked for a better support system and we are very happy and confident with our purchase.
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05/10/2018
mcassidy127 from Rockland , MA via Zillow
As a first time home buyer Judy made the buying process easy for me and my fiancé, she is very detail oriented and does a great job of explaining the buying process. She is also available all hours of the day and night to take calls and answer questions. She is also very well connected with Realtors and Real-estate Attorneys so she is essentially a one stop shop. I would highly recommend using Judy as your Loan Consultant whether as a new home buyer or a buyer with some experience. She shows a high level of dedication to her customers and truly goes above and beyond for them.
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05/07/2018
Kkelly927 from Amesbury , MA via Zillow
I cannot say enough nice things about Judy. She was the first person I began the homebuying process with. She sat down with me almost a year before we were ready to buy, to let us know where we stood and what we needed to do to prepare to buy a home. I truly don't think we would be homeowners' without her. Throughout the process, she protected our best interests and met any issues with prompt resourcefulness, making us feel that we were in very good hands during an incredibly stressful process. I would highly recommend her to anyone even thinking about buying a home! Not only is she experienced and skilled at her job, she is very kind and a good person, which makes it a pleasure to work with her!
Calculators
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Contact Judy
