What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Mortgage Education Videos
user579521 from Roxbury Township , NJ via Zillow
John was extremely helpful in getting us to meet our closing date in a pinch! When others said it couldn't be done, he got it done for us, and at a very reasonable rate too. Thanks John!
Matt from Hanover , NJ via Zillow
I recently purchased my first home and I knew very little about a mortgage and closing. John was outstanding to work with during this process. He was patient and helpful when answering all my question and very accessible via phone and email. John made the process simple and stress free. Plus, he was able to get me a great rate. John treated my wife and I like friends throughout the entire process, not just customers. 10 star rating and highly recommend.
emilio365 from Clark , NJ via Zillow
Having a loan officer like John made all the difference. If I'm ever in the market for a mortgage I will be searching for John again! If you are a novice to home ownership like me and my wife and are hoping to work with someone trustworthy, please reach out to John De Oliveira. I don't usually write reviews but feel when someone exceeds your expectations it's the least I can do.
Dimple Pabla from Basking Ridge , NJ via Zillow
We recently bought our primary residence and like any home buyer, we shopped around to get the best mortgage rates. John not only gave us the lowest rate but was also very patient, spent time with us explaining and answering all our questions. He was prompt in working with other parties such as our lawyer and sellers agent to make sure things were moving along. With John's help we closed the deal on our house on time. He truly works for his customers best interest! I would highly recommend him to anyone in the market looking for a home loan.
jonathan946 from Verona , NJ via Zillow
As a first-time buyer, I was courting a few potential lenders and feeling overwhelmed with the process that I would be going through. When I first met John — the only one who met me in person (several times) — he sat with me for over two hours guiding me through the process. Never once did I feel rushed. He was never arrogant or condescending. It was obvious to me that I found the right person. The others felt much more like salespeople. Throughout the journey, John made me feel comfortable and educated. As well, he was extremely accessible, even late at night. I would get calls from him near midnight helping me through any issues that would arise. And there were many, having only put 15% down. Without his guidance and perseverance, I would have had a horrible time navigating the system. I can't say enough about him. He is truly a great person and we'll be having him over for dinner in our new home. Thanks John! Couldn't have done it without you.
Mike from Lincroft , NJ via Zillow
John was excellent in helping us secure our mortgage. He got us a great rate and then was willing to compete with other banks who were trying to steal us over. After we decided to go with Bank of America, John remained very helpful and guided us through the process of securing a mortgage, something my wife and I had not done before. We are definitely glad we had John on our side and would definitely recommend him to anyone looking to secure a mortgage in the future.
Amanjot Singh (AJ) from Bridgewater Township , NJ via Zillow
I would highly recommend John for people who are first time buyers. He helped me out at every step, keeping everything transparent and finishing everything in a timely fashion. There was never a hint of frustration even when I called him at odd hours to clear my doubts. He works for the people rather than the bank. Thanks John !
na2lacm from Matamoras , PA via Zillow
At every phase of the mortgage process John was prompt in answering all questions and adapting to any changes that occurred. After retiring from teaching I sold real estate in New York, but I never experienced a closing as delayed and complex as this one with John's assistance. If you have him on your team, you should be confident in his professionalism. Thank you.
user851538 from Morristown , NJ via Zillow
Throughout the loan process John was there to guide and help me. Very honest and very helpful. Very easy to get in contact with via email, text, or phone call. I am thankful he was recommended to me. Will definitely use him again in the future.
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