Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Jason
Jason been instrumental in serving his local communities, bringing more than 15 years of invaluable experience to the mortgage industry. Due to his vast knowledge, continual commitment to quality and having dedicated his career working to various purchase markets, Jason has become a loyal and trusted resource among clients and associates. He also holds an impressive record of accolades, some of which include President’s Club, $5 Million Club, and Units and Volume Leader Award.
Assisting hundreds of clients through the years, Jason has been exposed to nearly every angle of the mortgage process. Whether it be a first-time homebuyer or a real estate investor looking to solidify their portfolios, Jason enjoys helping them reach their financial objectives. He strongly believes in open, honest and timely communication with all of clients and referral partners.
In his free time, Jason enjoys coaching youth basketball, fitness, playing music, hunting and fishing. He is happily married to Michelle and has two beautiful daughters, Gabbie and Izzie.
If you are ready to explore your financing options, please don’t hesitate to contact him for any of your home mortgage needs!
OR
Mortgage Education Videos
Reviews
10 Reviews
-
09/08/2020
Bobbi & Bill Kearney from Eugene , OR via Zillow
Team Harms handled our mortgage refinance like the true professionals that they are. They made the entire experience completely stress-free with their incredible knowledgeable of the industry, reliability, responsiveness, and transparency throughout our entire mortgage refinance – from first inquiry to closing. Team Harms was always one step ahead in keeping us updated as to the status of our loan and truly made us feel like our transaction was a top priority to them. Jason and Michelle Harms were a pleasure to work with and we recommend them without hesitation.
-
10/16/2019
Chris from Coburg , OR via Zillow
Jason and Michelle are an awesome team. They helped us get all the right info together for the application. Then they did a great job of keeping us informed and updated. We closed on time!!! Teamwork makes the dream work :-)
-
08/14/2020
Victoria Ferguson from Springfield , OR via Zillow
Jason was there with my husband and me every step of the way to address any questions or concerns. He sent us weekly updates on how we were moving through the process and would always let us know quickly if we needed to submit any additional information. This made us feel more relaxed with home buying as first time buyers.
-
08/08/2020
Mike Laughlin from Joseph , OR via Zillow
Outstanding! Answered all our questions in a timely manner. Was very professional yet seemed like we were working with an old friend. Very knowledgeable and prompt.
-
04/24/2020
user8961894 from Coburg , OR via Zillow
Jason helped me with not only my construction loan, but then the refinance of my home a year later. He made sure I had the information I needed and locked me in at a great rate! He was personal, professional and great to work with! It’s important to work with someone you trust and I definitely got that with Jason!
-
01/30/2020
Michelle from Albany , OR via Zillow
I'm a first time homebuyer and the process can we extremely overwhelming, but Jason made things easy and seamless. He is very thorough and I really appreciated his communication. He was there to assist me every step of the way and I would happily use him again and encourage others to as well!
-
11/20/2019
raj from Springfield , OR via Zillow
Jason was great to work with! He really listened to me. He showed that he cared and was always available to answer my questions during this important part of our life. He helped answer all our questions and I really appreciate him making me feel like I was the only customer he had. Never too busy for me. Communication was clear. He is the best and I am so glad we went with him!! Thank you Jason !
-
11/12/2019
capitaljasons from Springfield , OR via Zillow
Jason and his team were easy to work with, prompt in answering questions, clear in communications, and got my loan closed on time and with closing costs less than expected. I was a bit nervous about the whole idea of buying a home out of state, but Jason and his team delivered a great experience and I wouldn’t hesitate to recommend them.
-
09/17/2019
tpayne6 from Coburg , OR via Zillow
Very satisfied with Jason Harms throughout the process. Communicated well and finished ahead of schedule. I would recommend Jason Harms to anyone looking for an easy mortgage process, whether it's a first time home, new home or refinance.
-
08/30/2019
Elizabeth Jaros from Eugene , OR via Zillow
Jason was so easy to work with! He made our first time buying a home a breeze. I’m normally a ball of stress but Jason made the entire thing straight forward and stress free. He was very communicative and let’s you know exactly what you need to provide and when. I will be recommending him to anyone buying a home in the Eugene area!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Jason
