What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
CA LIC# CA-DBO1542713
Mortgage Education Videos
DAVID LALIBERTE from San Diego , CA via Zillow
Recently refinanced for a lower interest rate and John Heffron and his team came through for me once again, going above and beyond. I’m also very pleased with the new lower interest rate. They made the process easy, straightforward and efficient, all my questions were answered in a timely manner, staying on top of emails, making this experience another positive one.
Anders Helgeson from San Diego , CA via Zillow
John made sure my home buying experience was incredibly smooth. His team is professional, kept me updated on a weekly basis, and was always responsive any time I asked questions by text, call, or email. Getting qualified was easy, getting my loan was easy, and closing on my new home was easy! Highly recommend John and his team to anyone in San Diego looking to buy or refinance their home. Can’t wait to work with him again.
Naomi from San Diego , CA via Zillow
John and his team were absolutely incredible, from day 1 through closing, of a long home-buying search for us. John was absolutely fantastic at explaining our different options for loans that would meet our needs with genuine honesty, and as first time home buyers for helping us along, providing us super quick (at any hour!) pre-approval letters for our offers, and updating numbers for each home offer, all the way until we got an offer accepted. The rates offered were honest and not hidden behind additional fees-for-points and were lower than other lenders who we spoke to. We were *never* worried about our loan not being processed within our timeline, allowing us to write expedited timelines into our offers to edge-up our competitiveness. Our entire financing experience could not have been smoother, thanks to John and the Gaylord-Hansen team. Absolutely, highly recommend.
Nancy from San Diego , CA via Zillow
John Heffron was very attentive to our refinance, guiding us to the best rate and term for our situation. We didn't spend too much time gathering extraneous documentation, the loan closed quickly and we're very happy with our lower payment. Thanks!
davidclaliberte from San Diego , CA via Zillow
My recent home purchase was made easy because of John M Heffron and his team, who expedited the entire process using online services to upload, download, manage and sign documents very efficiently. His team kept me updated, provided weekly summaries and gave me a heads-up what to work on as well as what expect, by providing a realistic and workable timetable. We were even able to close early because they stayed right on top of things concerning the loan, which because of their efforts, went smoothly. John and his team answered all of my questions and addressed all my concerns. John deserves a lot of credit for having such a competent, knowledgable and highly skilled professional team. It is with great pleasure that I give this positive review, without hesitation.
zuser201403161603415 from La Jolla , CA via Zillow
From being stuck with our former mortgage company (albeit Covid19 hit right when we started), John was able to find a solution when the other company hit a wall. We lost some time but in the midst of the economic conditions, time was not the issue. We closed on timely manner.
Brhorn54 from Cathedral City , CA via Zillow
John did a wonderful job. He took the time to really explain the steps and our options. When we were over bid on a house he took the time to write a letter in our favor.
mbornemisza from San Diego , CA via Zillow
During the process of our loan application John Heffron was most helpful. He kept us informed at all stages of the application process and helped us clear all hurdles. He was prompt, friendly and we felt well informed before every decision we had to make. We highly recommend his services.
San Diego , CA via Zillow
We worked with John and the Gaylord Hansen team for our recent home purchase. Being first time home buyers, we had a lot of questions and they happily answered them all and were always available for us. The whole process was smooth from start to finish and the weekly updates we received once in escrow was great to ensure we were on track. To top it all off their rates were the best that we found in shopping around multiple lenders. I've already recommended John and Gaylord-Hansen to friends.
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