Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Paul F., Youngtown
He explained everything about the loan, great service!
Alejandro C.
Joe kept me informed through out the process. He had to answer numerous questions on things I knew nothing about. He was very patient with me. I thank him for making this transaction very simple for me. Joe is truly very knowledgeable. Thank you!!
Cherie F., Phoenix
Exceptional communication at every step along the way. Weekly status updates so you never had to wonder what the loan status was period. Friendly and knowledgeable staff all willing to help with any questions. Seamless use of technology and great customer service.
Robert W, Phoenix
Great customer service, very detailed and professional on handling the case. Always got back to the request ASAP make us secure. Thank you Joe!
Lenny T
Their approach, good knowledge and ability to make it work distinguishes them. Awesome!
Martins O.
Thank you Joe for making our home buying experience a great one! We are very fortunate to have worked with such a great group of people!
Lucero K.
The support team is always there when you need them.
Andres V., Phoenix
The communication throughout the entire process was great. They made a stressful process seem effortless.
Chad N., Glendale
I needed help with my credit and refinance on my home. Joe is very professional and got my family and I exactly what we needed. I will definatley use him in the near future and would recommend him to anyone else.
Eric N., Mesa
I have worked with Joe in the past and love him. He's friendly, informative, helpful, and super efficient. The whole process was simple and quick, exactly how I like it!
Julie B., Glendale
The whole team was great to work with. They provided excellent service and communication was fantastic.
Susan N., Glendale
Joe went over the paperwork in detail where I could understand. Basically help my hand step by step. Thank You!
Carmen H., Phoenix
Good comunication!
Dexter C., Surprise
Joe was honest with us about what was required for us to do to place ourselves in the best financial position to qualify for a loan that would cover the type of house we were looking for and made suggestions on how to attain our goals. Following his advice, we are now owners of a home we are proud to call our own. Thanks so much, we couldn't have done it without you!
Shawn C., Glendale
Nice and easy process! This is not my first time working with Mr. Joe Herrell. Thank you!
Guadalupe A., Gilbert
Joe worked tirelessly to get it done for me.
Kevin C., Glendale
With Joe things went very smooth during the purchase of my home. I would defiantly recommend him.
Donald M. , Waddell
Joe is amazing, he will work with you to get your credit up to where it needs to be to qualify for the home you want instead of just getting you into a home. His communication is awesome. I never went more then a day for a call back and most of the time they made himself available to me right away. You won't regret working with Joe.
Jeovanny T.
With Joe things went very smooth during the purchase of my home. I would definitely recommend him.
Donald M., Waddell
Joe was amazing. He was fast, efficient, helpful and friendly. Always ready with answers to my questions and had updates for me throughout my mortgage process. He was able to get my loan approved quickly and had us in our new home nine days early.
Shawna M., Waddell
Being out of state, we expected purchasing a home to be difficult. Joe made the whole process extremely easy. He was always available to answer our questions and made us feel like his top priority.
Felipe L., Peoria
He was professional and straight forward and treated me with respect. I give him a A+
Travis W., Phoenix
Joe was amazing! This was my first home loan and although I was told by family “This will be the most stressful thing you’ll ever do” it wasn’t, in fact Joe made the process easy. Just the way I like it.
Jesse L., Surprise
He was on top of all things and worked with us closely. He also kept in contact with our realtor.
Jeffrey H., Morristown
About Joe
Joe Herrell is a third-generation Phoenician. He has three wonderful children - his oldest son, Jaxon, who loves to build things; his youngest son, Tanner, who loves technology; and his beautiful daughter, Cailee, who lights up any room she enters. Joe married his gorgeous wife, Shelli, in 2014, and they currently live in North Phoenix. Joe is passionate about creating homeowners, helping people eliminate their debt, and growing businesses!
AZ LIC# 0919032 | CA LIC# CA-DBO207987
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Joe
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
Thank you Joe for always being available to answer our calls. We appreciate all your help with purchasing our home!