Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Joe
Professional Experience:
After receiving his Business Degree in Finance and Accounting he became well versed in both the Real Estate industry and Mortgage industry. All of his experience working with the largest institutional mortgage lenders and experience as a Realtor with the #1 Real Estate brand has provided him an opportunity to work with a diverse client base. This allows him to the ability to truly understand his client's needs and find the best solutions to match.
Real Estate decisions are the biggest financial decisions people will usually make. As a Home Mortgage Financing expert, Joe offers the expertise to help guide his clients' decision to buy, sell or invest. It is always a huge benefit to work with someone that understands the financing and the complexities behind their decisions.
CA LIC# CA-DBO453314
Mortgage Education Videos
Reviews
10 Reviews
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01/07/2022
georgianna1282 from Hidden Valley Lake , CA via Zillow
Professional, knowledgeable, kept me informed, and answered all my questions. Joe and his team worked closely with all parties involved and the purchase of my home was done in a timely manner and without a hitch. A 10+ for Joe and his team.
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01/05/2022
jh collies from Loch Lomond , CA via Zillow
Joe Jacobs has always been extremely helpful. I purchased my house with his help and have refinanced twice with him now and every time he has come through and made it happen. He is the reason I was able to purchase my home. I always recommend him to anyone I know who is looking to purchase or refinance.
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01/05/2022
Carlo from Vacaville , CA via Zillow
Joe Jacobs is a Rockstar! They are excellent at what they do because they genuinely care for their customers. They communicate well, are organized, responsive and very knowledgeable. You just can’t go wrong when you care and that’s how they approach this job.
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06/25/2021
jessicasullivan2010 from Roseville , CA via Zillow
Joe was absolutely wonderful to work with. Despite it being a SUPER busy time, Joe always made my husband and I feel like a priority. Communication was too notch and the refinance process and options were reviewed with us on a regular to ensure we were making the best decision for our family. I would HIGHLY recommend Joe and his team at Loan Depot.
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01/09/2021
zuser201607111846059 from Windsor , CA via Zillow
Working with Joe and his company was nothing but professional, organized and easy. Joe was very attentive and he did what ever he had to do to make sure me and my family found the home we were looking for. He demonstrates love and passion on a day to day basis and would absolutely recommend him and his company to anybody who needs a loan. We couldn't be more pleased and know we made the right choice. Thank you.
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11/07/2019
CMO from Fairfield , CA via Zillow
I consulted with Joe about a mortgage refinance. While talking to Joe it was clear that he was very knowledgeable in the finance industry and was able to provide and explain finance options so that my husband and I could make the best decision for our family. He is so personable you'd want to invite him over for Christmas dinner! Joe always followed up with us on a timely manner and his customer service was second to none! I will recommend Joe and Loan Depot to all my friends and family. Thank you Joe for making this experience a breeze!
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06/20/2019
Ryan Seal from Loch Lomond , CA via Zillow
As first time home buyers I had a ton of questions regarding the process and Joe answered every single one of them. He was always available and made the process extremely personal and I felt like I had someone I could go to and someone I could trust. If you have any lending needs I would recommend Joe and his team. He is a great person and a great lender. Look no further, you have found your lender.
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05/24/2019
Rochelle Connor from Carmichael , CA via Zillow
I have had the pleasure of working with Joe on the loan process and he was definitely the best in every aspect! He made my experience the utmost easiest and he was there every step of the way! Above and beyond!!
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05/15/2019
Justin vincent from Hidden Valley Lake , CA via Zillow
Joe helped me with more than just purchasing my home. I was working with another broker who made me feel like He didn’t need my business and put me on the back burner. After expressing my feelings about this broker, joe went above and beyond with getting me into my home. I have struggled for years to fix my credit. Joe ran my credit and guided me step by step to fix it. Two short months after pulling my credit I was approved to purchase my first home. Joe contacted me at least once a week just to let me know that he was still working on getting me a loan. I have been told by many people that purchasing a home is extremely stressful, but between joe and the realtor that joe recommended the process was extremely smooth. How has earned a customer for life!
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02/23/2019
Jessika Holguin from Annapolis , CA via Zillow
Joe did an exceptional job in our loan process. He was always available to talk to and always had an answer for us, extremely important in his line of work.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Joe
