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John Henderson

Loan Consultant

NMLS # 1479812

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Originally from San Diego, John was exposed to the mortgage industry from a very young age, growing up within a family that owned a mortgage company. After receiving his Bachelor degree in marketing from San Diego State University, John went on to continue his Masters in International Business at KEDGE Business School in Marseille, France. His recent experience includes running a marketing and business development department at a local mortgage company, as well as managing software and industrial companies in France, working internationally.

John greatly enjoys working in the mortgage industry because of the long lasting relationships he is able to build with clients and business partners. Being a part of a significant life event such as purchasing a home and helping others to realize their dream of homeownership is what drives him to do his best each day.

In his free time, John enjoys working out at the gym, running obstacle races, playing piano and travelling to Europe.

Please don’t hesitate to contact him for any of your home financing needs!

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FL LIC# LO38029

  • 6525 3Rd St Ste 206
    Rockledge, FL 32955
  • (321) 417-3507
  • (321) 317-8250
  • (833) 840-6087
  • Email Me JoHenderson@loandepot.com
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John Henderson
Loan Consultant
NMLS # 1479812
JoHenderson@loandepot.com
Phone
(321) 417-3507
Email
Email Me
Address
6525 3Rd St Ste 206
Rockledge, FL 32955

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loanDepot Lifetime Guarantee ("Guarantee")  — Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


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Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

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