What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Arthur and Tonya P.
Brandee and Samuel B.
Kevin and Christina K.
Philip and Mallory W.
Shannon and Barry K.
Tobias and Nicole B.
Wallave and Jamie A.
Are you looking to finance your dream home? John Adams' team has a variety of programs featuring the right payment, down payment and best tax advantage you are looking for. We've been serving the North Florida community for 15 years performing Conventional, Jumbo, VA, FHA, and USDA loans. We usher clients into the largest investments any will have.
Buying a house that needs a some fixes? We are national top performers in VA Renovation, Homestyle and 203k renovation loans. We have eliminated confusion, and time crunches in our simplified lending process that focuses on communication and eases the anxiety that the lending process typically causes. No matter which type of loan you are looking for, we can help you do everything from turning a bank owned property or otherwise less than perfect home into your dream home through renovations or even find a great rate on your next general purchase with simplicity.
The lending environment has never been harder to navigate. We offer concierge mortgage services customized to fit your needs! Allow us us guide you through the process and show you a better way home! Call the John Adams team at loanDepot 904-639-5571
VA LIC# MLO-29565VA | TN LIC# 442266 | GA LIC# 32456 | FL LIC# LO23502 | CA LIC# CA-DFPI442266 | TX | CO LIC# 100522197
Mortgage Education Videos
carpenter88 from Pensacola , FL via Zillow
John and his team were very efficient and complete for us to get our loan. They were there when ever we had a question or concern. We would highly recommend John Adams and his team.
zuser201509131618063 from Jacksonville , FL via Zillow
John was an absolute pleasure to work with on our purchase of a home. Not only did he handle everything with our loan in a professional and timely manner, he was also an excellent resource for performing renovations to the house we were purchasing. Not only did he share his professional advice, he also gave us his personal advice based on his own Personal experiences, which was priceless. John always makes himself available to talk about anything remotely related to the mortgage process no matter the day or time. I highly recommend John to anyone thinking about purchasing a home. Even if you are on the fence, John will give you great advice to get you started and he ensures that you have peace of mind of knowing that he is working for you from start until close.
Danny M from Graham , FL via Zillow
We were in a very complicated situation, to which he came in and saved the day. We are in our home and are very grateful to John and his team. When our original lender backed out at nearly the last minute John made it happen. The necessary work to complete the process was made easier with John and his team. There was an issue with the home being legally attached to the property, which my understanding John was able to complete at the end of the process. All I can Say is Thank You and your Team.
pluvioselouken from Jacksonville , FL via Zillow
With appropriate advice on a weekly basis. With tips for credit score readiness, John Adams was there and his services worth more than expected. I will definitely recommend him in the future and use his agency again and again.
ChrisFromTheBeach from FERNANDINA , FL via Zillow
My family and I just recently moved to Fernandina Beach, Florida a few months ago. We were renting a tiny beach house at first to get a lay of the land. Once we settled in we got with our realtor and started looking at all kinds of houses, in all areas. Our realtor did a great job showing us around. After a few months, we really started to narrow down our search, and found a really awesome house and that’s when our realtor put us in contact with the most amazing hard working Loan Consultant by the name of John Adams. From the first conversation with John to the day of closing, this man was more knowledgeable, punctual, and worked harder than anybody I have ever seen in his line of work. Half way through the process I learned that John has a huge soft spot for the men and woman that have or currently serve our country. I am a veteran, and even though I was not using a VA loan, I learned that John goes above and beyond every single day of his life, helping all people find and finance their dream home non-service and service members alike!!!!! There is not a single hurdle in the confusing loan application from start to finish that John cannot handle. John communicates daily to his customers via text, email, and calls, whatever the customer prefers. My next claim about John is very real,,,,,, from Start to finish in our latest AWESOME home purchase in Fernandina Beach, we closed in 10 days!!!!!!!!John delivered day after day, explaining the process, helping with the paperwork, making numerous calls to his team of hardworking prossionals in the home loan world. Folks, whether or not your a current or formal service member, a regular hard working civilian, or believe in the walking dead zombie apocalypse, John is welcome with open arms to get the job done. John Adams even showed up our closing, to ensure success for all, and since then, in this big crazy world, I now consider and call John Adams,,,,, my friend. Great great great work John Adams, and it is a pleasure to find, meet and know a person like you.
Laura Lamb from Augusta , GA via Zillow
Highly professional, knowledgeable, and responsive. Always looking out for our best interests. Being in real estate we knew what to expect but John Adams went above and beyond our expectations and got our loan closed in 30 days after we were denied by several other lenders. We will definitely be referring him to our future clients, friends, and family.
Lindsey Stokes from Jacksonville , FL via Zillow
John is the best! He was able to break down answers to all of my questions (no matter how many) in order to help me fully understand the different types of loans and the loan process. He worked with me helped me figure out what type of loan I could afford and ran through the numbers with me time and time again! He is very easy to talk to and patient over the phone. He really made my first time buying a home experience painless and easy.
Tobin Bossola from Jacksonville , FL via Zillow
There is no one else I would use when looking for a renovation loan! He knows the process backwards and forwards. He is the most knowledgeable person for these loans I know.
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John AdamsFernandina Beach Branch
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