What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
John joined loanDepot in 2021 bringing over two decades of valuable experience and desire to help assist others in securing their American Dream of owning a home. After receiving his Bachelors in Business Administration from California State University, Long Beach, John was inspired to join the mortgage industry by his stepmom who served as a Vice President in the business. Given John’s natural knack for finance and passion to help people, loan origination made for a perfect career choice.
Whether it be a first-time home buyer or an experienced one, John is always ready to design the perfect loan to match his clients’ needs, no matter what hurdles stand along the way. Because of his extensive knowledge of loan programs, problem-solving skills and steadfast commitment to customer service, John ensures that each borrower receives superior guidance as they pursue one of the most personal investments of their lifetime. That mindset has contributed to John’s numerous industry accolades including prestigious President Club and Scottsman Guide recognitions.
John and his wife Jenny have two sons together and are expecting a daughter this year. In his free time, John enjoys spending time with his family outdoors: surfing, hiking, exercising, and playing pickleball. You can find him at the Newport Beach branch. Please don’t hesitate to contact him for any of your home financing needs!
OR | TX | CA LIC# CA-DFPI374639 | WA LIC# MLO-374639 | FL LIC# LO84877 | ID LIC# MLO-2080374639 | AZ LIC# 1021433 | MT LIC# 374639 | NV LIC# 72193 | CO LIC# 100524606 | TN LIC# 374639
Mortgage Education Videos
Tabb Wyllie from Alexandria , VA via Zillow
John and his team were very responsive to our questions and to our tight closing timelines. The team did a fantastic job answering my questions at every step and gave some good strategy advice prior to us submitting our offer that proved very helpful. Would certainly go back to John again in the future if we have the need.
user84024631 from Alta Loma , CA via Zillow
Buying a home during this pandemic was no easy task!! John and his team were amazing!! They were very diligent and guided us through this stressful process every step of the way!! They answered all our questions promptly and ensured that we knew exactly what to expect. They delivered as promised and got us into our Dream Home!! Thanks for all you do!! They will be our lender for life!! Eternally gratefu!! Binsol Family ♥️♥️♥️
Dave H from NORTHSTAR , CA via Zillow
I always worry that reviews without a "well, you know, they could have ______" come off as disingenuous, but what the hell. Here's goes anyways. John and his team, Lily and Larry, are utter rockstars. They came to my attention through a referral from another very satisfied customer in the Bay Area who had nothing but praise for him, so I figured what the heck. I didn't have a preferred lender anywhere, so why not. I am SO incredibly happy that I went with my gut. From the moment we started working together, John, Lily and Larry were ON IT. I did a VA Loan, which has its own hurdles and challenges, and it didn't even seem to phase them. Regular communication, as much information as I needed without burying me with useless emails, an incredibly positive attitude through the whole endeavor, gentle and professional pushback and counseling on me when I was being a bit of a "can you tell me where ____ is right now," and just absolute rockstars without a single exception. We bought a place up in Truckee, CA, and they helped me navigate all the intricacies and answered every single one of my requests with alacrity. This is just an amazing team. NOW, on to the rates. Killed it. I did look around a little bit, and while the rates were similar, when I combined that with the lightning fast and super well-informed replies I got from John and the team, the decision was simple.
user3627507 from Costa Mesa , CA via Zillow
John and his team were fantastic. I was referred to John from someone else in the mortgage business, yes one of his competitors referred me to him. I have multiple properties and have worked with multiple mortgage folks, none compare to John and his team. He is sharp, and easy to work with. Very easy to get a hold of through text, call, or email. He has an unbelievable support team. They all know their stuff and kept me posted every step of the way. I look forward to working with John and his team again. Keep up the good work.
Terry F. from Santa Ana , CA via Zillow
I was so impressed with Farrell's honesty and transparency, that I refinanced with him precisely one year after my purchase. He carefully explained the benefits with me, along with an honest opinion on my alternatives with other lenders. He insinuated impressively low costs and provided me with a worst-case scenario. At the close of my loan, it turned out to be best-case scenario. This happened during my initial purchase and during refi. Farrell's honesty and transparency means everything to me. Though better deals may exist out there, I have complete confidence that he always offers me the best deal he possibly can. I've even had a competing institution tell me how good his reputation is. Another bank tried getting me to use them as a lender, and when i told them who I was working with, they literally submitted and proceeded to praise Farrell and assured me that I was in good hands. Again, this was from his competitor. I normally don't like referring people when so much is at stake, but John has always delivered more than what he has promised. I can confidently refer anyone I know to him, knowing that they will be informed with honesty and transparency.
user5395510 from Costa Mesa , CA via Zillow
John and Lily, I'd like to thank you very much for the excellent work you did with my loan refinance! Thank you for responding to my emails and for taking my calls! Thank you for making the process as smooth and painless as the mortgage refinance could be! Thank you for the great service!
Teddy Hermann from Chicago , IL via Zillow
John and his team were very professional, responsive and explained every step of the process along the way. Will definitely be using John and his team again in the future.
bj470 from Yorba Linda , CA via Zillow
John and Lily were great to work with. They helped me every step of the way providing answers to my first time buyer questions, getting closing cost discounts, and providing for a quick seamless loan approval. John will be my first call if I need to refinance or need another mortgage in the future.
brianneewalker from Anaheim , CA via Zillow
John and his team are absolutely amazing! I couldn’t be happier with our experience. John and Lily are highly knowledgeable, kind, professional, expedient, and easy to work with. We were able to get a much lower rate than competitors were offering and they worked quickly and efficiently in order to make sure the entire process ran smoothly. Thank you both so much for everything you’ve done for us! We love our new home and you helped make our dream become a reality.
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John FarrellNewport 2 Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.