Chairman's Elite

Jason Osenton

Branch Manager · NMLS: 21487

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9 easy steps to buying your first home

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Our Process

What to expect

We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!

Step 1

Apply online

Step 2

Connect & verify documents

Step 3

Contact your loan officer & lock your rate

Step 4

Loan closes & funding is received!

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Client Testimonials

Why we should work together

Jason and team entered my closing process at the 11th hour saving our home purchase from a disastrous experience with another broker. Jason knows the residential capital markets cold, provides creative options, and was an absolute pleasure to work with. Jason was highly effective, responsive and supportive through the home buying process. We will be lifelong customers (or partners) of Jason's for our financing needs.

Bradley J., San Anselmo, CA

I highly recommend Jason. Working with Jason was an excellent experience. He is extremely knowledgeable and his rates were unbeatable. Despite trying to close on a tight timeline, Jason never slowed us down and was extremely responsive (both by phone and email) to any questions we had. Unlike other mortgage brokers I've worked with in the past, Jason very little/no follow-up questions which was greatly appreciated. The process couldn't have gone better.

Chris G., San Francisco, CA

My wife and I own several rental properties which significantly complicated the mortgage application process for the purchase of our home (primary residence). Securing financing for our loan was a challenging process to say the least and Jason came through, on time, with an excellent interest rate! Jason and his team were on top of the lender's (numerous!) concerns and drove the process forward at a pace that enabled us to close on the property one day early. Whether you are looking for the best possible interest rate or whether you have a complicated situation (as we do) that requires a deep level of broker experience, we definitely recommend Jason.

Christopher L., San Rafael, CA

Jason is amazing and I highly recommend working with him. He helped us purchase our first home and then 2.5 years later refinance it. What I really appreciate about working with Jason is his knowledge and experience. He knows the answers and does not fake it. When it comes to my mortgage I need to have that kind of assurance. Again I highly recommend.

Derek W., San Rafael, CA

Highly recommend Jason, very prompt, courteous, knowledgeable, gracious, helpful and effective.

Gerard C., San Francisco, CA

I've worked with Jason on several occasions; once when we purchased our home and again when we refinanced. Jason has been one of the most professional mortgage brokers I've met. He is extremely knowledgeable, prompt about his communication, and makes the entire process very smooth as long as you do your part and provide the information. Jason has been in the industry quite a long time and his experience is valuable to where you get solid and honest advice. He helped my family out big time! Thank you Jason!!

Harpreet J., Walnut Creek, CA

If you are looking to obtain a mortgage, Jason is your man. We have heard horror stories about the mortgage process but Jason proved us wrong. The process was seamless from start to finish and Jason would always respond to questions within the same day; even on weekends. Towards the end of the process, my husband and I received an unexpected credit discrepancy and Jason did everything in his power to make sure it did not affect our interest rate. It is clear that Jason is extremely knowledgeable about the industry and truly cares about his clients' best interest. 5 stars all around!

Misha D., Walnut Creek, CA

As first time home buyers, my husband and I were not sure if we should go with a bank or a mortgage broker to obtain our loan.Considering the expense and importance of this purchase, we decided it would be wise to shop around and consider all of our options. After visiting a couple of banks and brokers, our realtor put us in touch with Jason at loanDepot. From the start he explained the process clearly, and helped simplify a process that can be a bit overwhelming for first time buyers. Jason was always quick to respond with each pre-approval letter ( we put in several offers prior to acceptance). Additionally, he was always very accommodating with our schedules. I am happy to say that we closed escrow last Friday, in large part thanks to Jason and his team. He also made sure we received the best possible interest rate available. Both my husband and I highly recommend Jason, and we would most definitely obtain his services in the future.

Noelle I., Novato, CA

Jason was a referral from a good friend and 1 of 3 loan agents I was considering. I ended up getting my loan with Jason and loanDepot because he made the experience less stressful. The individual attention toward me made me feel less like I was just another number for quarterly goals and more like he was a personal adviser. This was my first home and escrow seemed particularly challenging. He and his team took the time to help explain all the options to help make for a successful and quick closing. He was available at all hours to take calls and answer emails for me and my agent which helped keep me at ease. When the time finally came to complete the loan paperwork his team were very proactive to ensure all documents were correct and complete. All in all I feel the loan was the least stressful part of the buying process and Jason and team helped to make that possible.

Ravi P., Oakland, CA

I recently had the opportunity to close my mortgage with Jason and his team at loanDepot. From beginning to end, it was a smooth process and handled professionally at every turn. I was introduced to Jason when my other mortgage lender was unable to respond quickly enough with pre-approval letters in the fast-moving Marin real estate market, and from that point on things went beautifully. Jason committed to a pretty aggressive close date which was key to getting my home against competing bids. The closing process was clearly explained and the steps followed like clockwork from beginning to end. I was never asked to resubmit any documentation because it was lost or misplaced; every deadline was met and the mortgage closed as scheduled without a hitch. I highly recommend Jason to anyone in the market for a mortgage.

Richard C., Novato, CA

If you are looking for a new home or considering a refinancing, you should be in touch with Jason. Jason helped me finance my first home purchase in September - he is honest, hardworking, and knows the business very well. A few months later, when rates dropped, Jason proactively reached out to me and successfully refinanced my home at a lower rate. He has saved me numerous headaches and a lot of money that other brokers would not have. I would highly recommend using Jason for your home purchase or refinancing, and I will do the same in the future!

Sean B., San Francisco, CA

Jason and his team did an excellent job with our refinance. Very quick process (6 weeks!), relatively painless (as far as a refi can be), answered all of our many and frequent questions quickly. Would absolutely recommend and will use again in the future.

Susan R., Oakland, CA

About
Mortgage Education Videos

About

About Jason

Jason Osenton is a seasoned mortgage professional with over 18 years of experience in mortgage banking with regional and national mortgage lenders. As a member of the loanDepot team, Jason has established himself as a specialist in creating beneficial borrower alternatives through diversified product offerings. Jason has been consistently recognized in both the Scotsman Guide Top Originators list, as well as the Top 1% of Mortgage Originators in the country as listed in Mortgage Executive Magazine.

By sharing his expertise and experience, he loves to open eyes and doors for people. Jason shares a commitment with his team to provide the best possible financial solution for each client through honest representation and unparalleled customer service.

Jason earned a Bachelor of Science Degree in Mathematics in from Boston College in 1997. He currently resides in Larkspur, CA with his wife, Lisa and their two daughters, Avery and Emma. Aside from being a husband and father, Jason is an active member of the community as he is involved with the world’s leading autism science and advocacy organization, Autism Speaks.
FL LIC# LO1018 | MA LIC# MLO21487 | OR | CA LIC# CA-DOC21487 | WA LIC# MLO-21487 | PA LIC# 23423 | NV LIC# 60799 | TN LIC# 175559