What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
At loanDepot, Jose understands that each customer is unique and that every mortgage is different. He and his team design custom tailored loan packages creating a specific loan solution to their customer's needs. Jose's goal is to make sure that their customers are educated in the loan process.
With over 20 years of mortgage experience Jose Valdovinos has helped thousands of families achieve their dream of homeownership. As the real estate industry continues to shift toward mobile-friendly tech Jose decided to join loanDepot to help the next generation of homeowners. With the use of loanDepot’s proprietary Loan Origination Software named “mello” and proficiency in renovation lending, Jose is prepared to lead the next wave of first-time homebuyers. Jose guides his clients through the loan process with honesty and integrity to ensure he earns their trust and referrals. He specializes in Construction Loans FHA 203(k) Fannie Mae Homestyle and VA Renovation loan programs. As a Mexican-American he is fluent in Spanish and passionate about helping families of all economic backgrounds in all walks of life.
When considering the purchase of a new home, refinancing or obtaining additional property, please contact Jose for a personalized mortgage plan.
IL LIC# 031.0038238
Mortgage Education Videos
Maywood , IL via Zillow
Jose was a pleasure to work with!! He was very knowledgeable and patient (which was extremely helpful when you are a first-time home buyer). We had many questions and Jose was very patient and understanding. His assistant Leslie was also outstanding!! Professional and supportive during the whole time!!
Chicago , IL via Zillow
Got me an FHA 203k loan, which is probably the most complex and scrutinized residential loan there is. I can't say it wasn't a painful experience, but Jose delivered.
Chicago , IL via Zillow
My wife and I recently closed a short sale using a 203k loan. As many know, short sales are complicated transactions and attempting to close any transaction with a 203k loan often adds complexity to the deal. Needless to say, we knew we needed a knowledgeable team who could get us to the closing table. We chose to work with Jose and his team at Perl Mortgage because of the years of experience Jose brought to the table and Perl's track record when it comes to 203k loans. Jose and his team were very responsive(we emailed them multiple times per day and they were always very patient and kind when responding to what may have been silly questions), knowledgeable and most importantly for this specific deal - persistent.We're extremely thankful to Jose and his team and would highly recommend them for 203k loans.
Carol Stream , IL via Zillow
I called the Oakbrook office to find out more information regarding refinance. The front desk indicated that I would receive a call from Jose to answer my questions. I received a call from Jose within the hour. It was right then and there that I knew I had found the right person to work with. Jose answered all my questions promptly, in detail and with patience. He also allow me the time to think to make a decision that was right for me. Overall, it was a great experience and will definitely recommend him to my family and friends.
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