What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
“Service excellence sustained through knowledge and experience”….more than a slogan, more than a corporate philosophy, it is a way of doing business for Julie Ozanich. With a mission to provide a higher standard of mortgage lending services, Julie began her career in mortgage banking in 1990. To date, Julie has successfully closed over $1 billion in mortgage loans and helped over two thousand customers achieve their mortgage goals.
Why trust Julie Ozanich with your mortgage needs? She has 25 years of mortgage banking experience. She's been San Diego Magazine’s Five Star Professional award winner for exemplary mortgage industry service. She has extensive knowledge of all types of loan programs including portfolio, jumbo, conventional, VA and FHA. She provides prompt and honest communication throughout the transaction.
CA LIC# CA-DBO479603
Mortgage Education Videos
Garrett Yamada from Newark , CA via Zillow
This is the first time working with Julie on a refinance. She was very helpful by taking the time to explain things clearly. She was very good at communicating with me through the process and was always available for questions. Would highly recommend.
Oxana L. from San Diego , CA via Zillow
I kept telling Julie along our communication that "she is the BEST"! And she really is! Highly professional, responsive, on top of every detail, available at any time I need help or advice. Julie was not only providing perfect service, but also went beyond and help us with other tasks related to home purchase.
Martin Guerra from Woodland , WA via Zillow
We have used Julie as our lender in 4 transactions now. This last one was a little more unique, and she made it easy and quickly answered all my questions. I will definitely use her again.
lisadlee7 from San Marcos , CA via Zillow
I highly recommend Julie Ozanich and her team! We have worked with Julie for several years now. We just completed a refi on our home with her. Once again, she exceeded all expectations. Julie and her team made the process so easy. Her professionalism and vast knowledge was so appreciated. The best!
Edward Florendo from San Diego , CA via Zillow
Julie is simply the best and is always my first choice when it comes to refinance or mortgage loan needs. This is my second refi with Julie within the last 3 years and It's another stress-free experience. I know there’s a lot of work behind the refi process but she made it seem so simple. Julie and her team are to be commended by their professionalism and outstanding customer service. It’s truly a pleasure to work with her and her team. The success of a transaction is due in large part to the professionalism, hard work and resilience of the entire team. Despite the extraordinary circumstances that we are in (pandemic) and being away on travel, Julie made sure that I am informed of the status and what the next steps will be - all done in a timely manner.
Zoraya De la Bastida from La Costa , CA via Zillow
Julie is the best !! I love the fact that she gave me a list of what she need it and once I have her the documents she got to work fast . She kept me informed at all time about the process and made it look so easy .
Jennifer - Chula Vis from Chula Vista , CA via Zillow
I worked with Julie last year when I initially purchased my home and just recently again when I refinanced since the interest rates have dropped during COVID. ALL of my interactions with Julie and her team have been excellent!! Julie is extremely knowledgeable and thorough, which I greatly appreciate since I'm a very detailed person. I'm also the type of person who needs/wants to understand the entire process as well as all the financial numbers and costs. Julie was very patient and did a great job walking me through each step and thoroughly explaining everything and all the details of the financial figures and costs, etc. Julie and her team were always professional and very prompt and timely when responding back to me. I have worked directly with Julie and her team twice now in the past year and HIGHLY recommend Julie, her team and Loan Depot/Gaylord-Hansen!
luligirl389 from Chula Vista , CA via Zillow
Julie was recommended to us by our agent, and she was such a pleasure to work with. This was our first time buying a home. She walked us through the whole process and answered all of our questions. Julie and her team made buying a home a walk in the park.
Felipe Monroig from San Diego , CA via Zillow
The home buying process can be stressful but Julie and her team were very easy to work with and accessible to answer and any all questions. The weekly video updates are a nice touch.
Holli Crawford from Escondido , CA via Zillow
We are thankful to have had Julie handle our loan process for our first home purchase. She is thorough, thoughtful and prompt in answering questions. Without hesitation I would recommend her to friends and family!
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