What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
“Service excellence sustained through knowledge and experience”….more than a slogan, more than a corporate philosophy, it is a way of doing business for Julie Ozanich. With a mission to provide a higher standard of mortgage lending services, Julie began her career in mortgage banking in 1990. To date, Julie has successfully closed over $1 billion in mortgage loans and helped over two thousand customers achieve their mortgage goals.
Why trust Julie Ozanich with your mortgage needs? She has 25 years of mortgage banking experience. She's been San Diego Magazine’s Five Star Professional award winner for exemplary mortgage industry service. She has extensive knowledge of all types of loan programs including portfolio, jumbo, conventional, VA and FHA. She provides prompt and honest communication throughout the transaction.
CA LIC# CA-DBO479603
Mortgage Education Videos
siyamak k from La Costa , CA via Zillow
The lender was great at evaluating everything upfront. They also gave me a list of all the documents so things went very well and smooth. The process was well scheduled and the loan was on time.
Carrisa M from San Diego , CA via Zillow
We were extremely pleased with the level of service, attention to detail and responsiveness. Helped make for a smooth transition. Would highly recommend.
Kevin Parris from San Diego , CA via Zillow
Julie has been a great resource for me. She always makes herself available to answer questions and promptly returns telephone calls and emails. Julie has also been a great resource for my clients' lending needs and she never disappoints. I highly recommend Julie to anyone in need of a great margate agent who will lead you step by step through the lending process. She helps me greatly in all my mortgage needs.
Mateo Garcia from Visalia , CA via Zillow
As a first time home buy can't recommend this team more. Was always there to answer any questions I had, prompt to respond, and on top of everything that needed to be done for my loan to be processed all the way to signing.
Matt W. from San Diego , CA via Zillow
Julie and Ali were great to work with. Being the type that likes to read through everything, I had a number of questions which they were happy to answer. They were extremely responsive and it was clear that they worked hard to get the job done right and catch any potential snags early on in the process. I had a great experience working with them and would highly recommend them to anyone!
Poway , CA via Zillow
Real talk: Julie is hands down the most efficient and professional lender we've ever worked with, and believe me, we've worked with a bunch. She tells us what she's going to do, and then she flat out does it -- no runaround, no baloney, no excuses. This is our third loan with Julie, and they've all been ridiculously easy and completely stress free.
San Diego , CA via Zillow
I love working with Julie. She always goes the extra miles and always makes me feel she has my best interest in mind. The communication from her was never a guessing game because she is always very clear and explains things very well. She communicated with me on the loan process in great details. She had helped me with my first mortgage loan in 2009 and she just recently helped me with cash out refinance. The timeline she provided was right on target and it was very stress free. I will definitely recommend Julie to anyone that I meet. I just wish she had paired up with a different loan processor, but Julie's present make up this solid five star review.
San Diego , CA via Zillow
When it comes to your mortgage needs, Julie Ozanich is your best choice. Julie epitomizes the true professional. She's timely, accurate, and only looks at the best interest of the customer. My refinance transaction was completed in less than two months, even when I was away on travel for a month. Julie and her team effortlessly processed everything in my absence and made things very easy. She communicated and provided updates throughout the process. She also patiently answered all my questions. I would love to work with Julie again in the future.
RCHO SANTA FE , CA via Zillow
Julie was fantastic to work with! She gave us a lot of information up front, set our expectations on what we would have to provide, was extremely responsive to our questions, and kept us up to date often throughout the whole process. Our loan closed on time with no issues.
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