What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Mortgage Education Videos
MJH from Ossining , NY via Zillow
I shopped around to four or five lenders. While I was generally happy with all of them, James was very responsive and helpful from the beginning. I felt working with James was the best decision and I am very glad I did. James continued to play a very active role in the process, helping move everything along and allowing me to close about as quickly as possible, within a few weeks. James was always quick to respond and took the time to listen as well as provide advice throughout the process. Buying a home can be a stressful process and James was definitely someone I could always count on. I would definitely use him again and highly recommend to anyone looking to purchase a home.
Jake from Millerton , NY via Zillow
James was a pleasure to work with and I could not recommend him more highly. He made navigating the mortgage application process as easy as possible and was extremely responsive. He helped me get the lowest rate possible and he also was great and helping manage to a desired timeline and coordinate within the bank and between third parties to help get everything done that needed to be done. When wrinkles arose, he ironed them out. I would recommend James to anyone.
Marianne Trotta, Esq from Mamaroneck , NY via Zillow
Bank of America is a good bank to work with, but with all loan applications, it takes time & knowledge to work your way through the application process. With the help and expertise of James Passabet, who is a skilled lending officer, I was able to get the loan approved much more quickly and with better rates than if I had tried on my own with other lenders. James met with me and advised me on the best loan option for me. The process was smoother with James' guidance and help, because of his vast knowledge of the loan process and of the Bank's nuances. I am so grateful that I was put in touch with James at my local branch. I would not hesitate to recommend him to my friends or to my clients, and I have done so.
Amy Mittelstadt from Verplanck , NY via Zillow
As a first time home owner the thought of obtaining a mortgage was stressful to say the least. I was so fortunate to have James to guide me through the experience. James was always prompt with a response to my queries and there were many! Looking back I realize that I was probably more of a handful than most of his clients as I needed constant reassurance that I was retrieving the right information for him. James was an enthusiastic guide and never let me feel like a bother. I can honestly say that I thank God that James handled my mortgage. The anticipation of going through the home loan process had me very anxious but right from the start James had me on the right path with clear and concise instructions for me and friendly reassurances when needed. A five star experience with James!
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James PassabetRye Branch
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